11781 Killarny Cir, Jerome, MI 49249 Property Records

Hillsdale County property record for 11781 Killarny Cir, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$367,500 (Feb 2023)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Jan 2009 Line of Credit May 2009 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-095-001-482`

Property Details

APN / Parcel Number

Primary APN	`04-095-001-482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	2,232 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11781 KILLARNY CIR
City	JEROME
State	MI
Zip	49249-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1
Legal Description	LOT 476 LAKE LE ANN - CHERRY PARK PLAT TWO SEC 4 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	04
Legal Subdivision	LAKE LE ANN - CHERRY PARK
Legal Lot Number	476
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1000
Census Tract	50102

Owner

Source: Hillsdale County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11781 KILLARNY CIR, JEROME, MI 49249-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2009	Deed of Trust, Mortgage · Line of Credit CNB LENDING SERVICES LLC
May 1, 2009	Deed of Trust, Mortgage · Line of Credit CNB LENDING SERVICES LLC
Jan 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 13, 2019	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	2023596782
Deed Book / Page	1844 / 45
Last Transfer Date	Dec 30, 2025
Transfer Doc	001912/582
Record Updated	Sep 20, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11781 KILLARNY CIR, JEROME, MI 49249-9659
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01375/0396
Date	Jan 20, 2009
Book Page	1375/0396

Lender

Name	CNB LENDING SERVICES LLC
Type	Mortgage Company
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11781 KILLARNY CIR, JEROME, MI 49249-9659
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01387/0820
Date	May 1, 2009
Book Page	1387/0820

Lender

Name	CNB LENDING SERVICES LLC
Type	Mortgage Company
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jan 12, 2026
Property Address	11781 KILLARNY CIR, JEROME, MI 49249-9659
Document Number	001912/582
Book / Page	1912 / 582
Map Reference	LB 6 PG 33-35
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11781 KILLARNY CIR, JEROME, MI 49249-9659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11781 KILLARAY CIRCLE, JEROME, MI 49249-9659

Mortgage

Document Number	0001912584
Date	Jan 12, 2026
Instrument	1912/584

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 14, 2023
Property Address	11781 KILLARNY CIR, JEROME, MI 49249-9659
Document Number	0001844/45
Book / Page	1844 / 45
Map Reference	LB 6 PG 33-35
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,756.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 RIVER RIDGE WAY, PERRYSBURG, OH 43551-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1518 ROOSEVELT AVE, LANSING, MI 48915-2240

Mortgage

Document Number	0018440155
Date	Feb 14, 2023
Instrument	1844-0155

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 13, 2019
Property Address	11781 KILLARNY CIR, JEROME, MI 49249-9659
Document Number	01725/0579
Book / Page	1725 / 0579
Map Reference	LB 6 PG 33-35
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 BRECON DR, 91, SALINE, MI 48176-1191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WHITE LAKE DR, BROOKLYN, MI 49230-9046

Mortgage

Document Number	0001725581
Date	Jun 13, 2019
Instrument	1725/581

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Hanover-Horton Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 (-36.57%) Homeowner's exemption	$269,050 (+26.71%)	$526,289 (+27.39%) Land $111,233 Building $415,056
2024	$6,711.00 (+55.49%)
2023		$212,340	$413,147 Land $57,157 Building $355,990
2021	$4,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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