11781 Big Bone Rd, Union, KY 41091 Property Records

Boone County property record for 11781 Big Bone Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3 ba · 16,796 sqft · built 2021
Lot Size	15 acres (655,752 sqft)
Owner	2 Individual Names on Record
Tax Bill	$23,407 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`042.00-00-008.00`

Property Details

APN / Parcel Number

Primary APN	`042.00-00-008.00`
Alternative APN	`17880`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	16,796 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	655,752 sqft (15 acres)
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11781 BIG BONE RD
City	UNION
State	KY
Zip	41091-8495
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	15.054 AC ON BIG BONE RD (42-8)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1007
Census Tract	70601

Owner

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11504 GREGSON CT, UNION, KY 41091-1169
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage FORCHT BANK NA
Jul 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	11781 BIG BONE RD, UNION, KY 41091-8495
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4523/780
Date	Oct 1, 2021
Book Page	M4523/780
Instrument	849530

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 1, 2019
Property Address	11781 BIG BONE RD, UNION, KY 41091-8495
Document Number	D1128/408
Book / Page	D1128 / 408
Instrument Date	Jun 26, 2019
Instrument	777552
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 CUMMINGS DRIVE, 60, NEWPORT, KY 41099-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11504 GREGSON CT, UNION, KY 41091-1169

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,407.00 (-1.8%)	$2,394,500 (-) Land $320,000 Building $2,074,500
2024			$2,394,500 (-) Land $320,000 Building $2,074,500
2023	$23,835.00 (+135.01%)	$2,394,500 (+96.27%) Land $320,000 Building $2,074,500	$2,394,500 (+96.27%) Land $320,000 Building $2,074,500
2022	$10,142.00	$1,220,000 Land $320,000 Building $900,000	$1,220,000 Land $320,000 Building $900,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Big Bone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures