11780 Rd 22K, Cloverdale, OH 45827 Property Records

Putnam County property record for 11780 Rd 22K, Cloverdale, OH 45827 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,772 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$2,642 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN40-026071.0200

Property Details

APN / Parcel Number

Primary APN40-026071.0200

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Building Area1,772 sqft Living Area
1st Floor Area1,772 sqft
AtticAttic
Attic Area1,772 sqft
Basement Area1,712 sqft
Finished Basement1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area1,008 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelWood
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address11780 ROAD 22K
CityCLOVERDALE
StateOH
Zip45827-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1N 5E 27 MDPT SPT SWFRL
Legal Range5E
Legal Township1N
Legal Section27
JurisdictionPUTNAM OH
Township / Civil DivisionPERRY
Census Block Group3
Census Block3124
Census Tract30200

Owner

Source: Putnam County records · APN 40-026071.0200

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11780 ROAD 22K, CLOVERDALE, OH 45827-9729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Recording DateApr 28, 2026
Property Address11780 ROAD 22K, CLOVERDALE, OH 45827-9729
Document Number0000001778
Book / Page786 / 1635
Instrument DateApr 22, 2026
Instrument20261778
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11780 ROAD 22K, CLOVERDALE, OH 45827-9729

Mortgage

Document Number0000001778,
DateApr 28, 2026
Book Page786/1635
Instrument20261778
Lender
NameUNION BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 30, 2036
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionPerry Township
Unified School DistrictOttoville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,642.00 (+2.6%) Homeowner's exemption$81,260 (-) Land $4,320 Building $76,940$232,170 (-) Land $12,340 Building $219,830
2024$2,575.00 (-0.19%) Homeowner's exemption$81,260 (+35.95%) Land $4,320 Building $76,940
2023$2,580.00 (+14.46%) Homeowner's exemption Additional exemption filed$59,770 (-) Land $3,390 Building $56,380$232,170 (+35.95%) Land $12,340 Building $219,830
2022$2,254.00$59,770 Land $3,390 Building $56,380
2020$170,780 Land $9,690 Building $161,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
The Ottoville Mutual Telephone CompanyFiber1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Rd 22K

Nearby Streets

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