Lake County property record for 1178 Wallace St, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,421 sqft · built 1942 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,100 (Aug 2022) |
| Tax Bill | $1,086 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0412-0004 |
| Primary APN | 001-25-46-0412-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Basement Area | 807 sqft |
| Finished Basement | 807 sqft |
| Game Room | Game Room |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 49 ft wide |
| View / Lot | Alley |
| Garage Area | 807 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1178 WALLACE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46404-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTLEY L. REPLOGLES RESUB. L.21 TO 28 OF BLKS.8, 9 & 10 & L.19 TO 26 BL11, GARY HEIGHTS SUB. S. 12 FT. OF L.23 BL.10 ALL L.24 BL.10 |
| Legal Subdivision | HARTLEY L. REPLOGLES RESUB |
| Legal Block | 8,9 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 11000 |
1178 Wallace St is owned and occupied by an individual who bought it in August 2022.
Source: Lake County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1178 WALLACE ST, GARY, IN 46404-1847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 11, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on File |
| Deed Sale | Aug 11, 2022 · Amount on File |
| Prior Sale | Feb 11, 2022 · Amount on File |
| Deed Document Number | 2022532975 |
| Prior Transfer Date | Jan 30, 2022 |
| Prior Transfer Doc | 0000005743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1178 WALLACE ST, GARY, IN 46404-1847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013626 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2023-513626 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 11, 2022 |
| Property Address | 1178 WALLACE ST, GARY, IN 46404-1847 |
| Document Number | 0000032975 |
| Map Reference | MB 21 PG 47 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022-532975 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | PROPER TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1178 WALLACE ST, GARY, IN 46404-1847 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032976 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022-532976 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 11, 2022 |
| Property Address | 1178 WALLACE ST, GARY, IN 46404-1847 |
| Document Number | 0000005743 |
| Instrument Date | Jan 30, 2022 |
| Instrument | 2022-005743 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2395 W 20TH PL, GARY, IN 46404-3014 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,300 Land $10,200 Building $135,100 | $145,300 Land $10,200 Building $135,100 | |
| 2024 | $1,086.00 | ||
| 2023 | $112,600 (+1,037.37%) Land $11,000 Building $101,600 | $112,600 (+1,037.37%) Land $11,000 Building $101,600 | |
| 2022 | $9,900 Land $5,900 Building $4,000 | $9,900 Land $5,900 Building $4,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1178 Wallace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1178 Wallace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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