1178 Sutter Ave, Saint Louis, MO 63130 Property Records

St. Louis County property record for 1178 Sutter Ave, Saint Louis, MO 63130

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,020 sqft · built 1962
Lot Size	0.087 acres (3,777 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Nov 2018)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17H-14-1545`

Property Details

APN / Parcel Number

Primary APN	`17H-14-1545`

Interior

Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,020 sqft Gross Area
1st Floor Area	2,340 sqft
2nd Floor Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Wood
Lot Area	3,777 sqft (0.087 acres)
Lot Dimensions	59 ft deep x 59 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1178 SUTTER AVE
City	SAINT LOUIS
State	MO
Zip	63130-2617
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	78RB
Legal Description	HILLSIDE LOT PT 35 NORTHERN 59 FEET OF WEST 64.58 FEET
Legal Subdivision	HILLSIDE
Legal Lot Number	35
Jurisdiction	ST LOUIS MO
Township / Civil Division	UNIVERSITY
Census Block Group	2
Census Block	2033
Census Tract	213900

Owner

1178 Sutter Ave, a commercial property, is owned by an individual who bought it in November 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	6474 PLYMOUTH AVE, SAINT LOUIS, MO 63133
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Nov 14, 2014 · Amount on File
Deed Document Number	2018144
Deed Book / Page	23298 / 768
Prior Transfer Date	Oct 3, 2014
Prior Transfer Doc	0212061642
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 29, 2018
Property Address	1178 SUTTER AVE, SAINT LOUIS, MO 63130-2617
Document Number	0232980768
Book / Page	023298 / 000768
Instrument Date	Nov 21, 2018
Instrument	144
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 PLYMOUTH AVE ST LOUIS MO 63133, ST LOUIS, MO 63133

Mortgage

Document Number	232980771
Date	Nov 29, 2018
Book Page	023298/000771
Instrument	145

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63109-2723

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1178 Sutter Ave was $3,757, up 42.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wellston City
Unified School District	Normandy Schools Collaborative (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,200 (-) Land $3,010 Building $28,190	$97,500 (-) Land $9,400 Building $88,100
2025	$3,757.00 (+42.42%)	$31,200 Land $3,010 Building $28,190	$97,500 Land $9,400 Building $88,100
2024	$2,638.00 (-2.73%)
2023	$2,712.00 Additional exemption filed	$21,500 Land $1,120 Building $20,380	$67,200 Land $3,500 Building $63,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1178 Sutter Ave in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	26 (1981–2024)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 7 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1178 Sutter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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