1178 Oakbluff Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 1178 Oakbluff Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,046 sqft · built 2022
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2022)
Tax Bill	$2,680 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458E011`

Property Details

APN / Parcel Number

Primary APN	`458E011`
Alternative APN	`6067501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1178 OAKBLUFF DR
City	SALISBURY
State	NC
Zip	28147-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.78AC LT100
Legal Subdivision	CAMERON GLEN PHASE II
Legal Lot Number	100
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2004
Census Tract	51202

Owner

1178 Oakbluff Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1178 OAKBLUFF DR, SALISBURY, NC 28147-8161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Line of Credit STATE EMPLOYEES CREDIT UNION
Sep 1, 2022	Warranty Deed, Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Book / Page	1409 / 230
Last Transfer Date	Jul 24, 2026
Transfer Doc	1487000732
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 24, 2026
Property Address	1178 OAKBLUFF DR, SALISBURY, NC 28147-8161
Document Number	1487000732
Book / Page	1487 / 732
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1178 OAKBLUFF DR, SALISBURY, NC 28147-8161

Mortgage

Document Number	1488000163,
Date	Jul 24, 2026
Book Page	1488/163

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 1, 2022
Property Address	1178 OAKBLUFF DR, SALISBURY, NC 28147-8161
Document Number	0014090230
Book / Page	1409 / 230
Map Reference	MB 9995 PG 5791
Instrument Date	Jul 23, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1195, GRANITE QRY, NC 28072-1195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1178 OAKBLUFF DR, SALISBURY, NC 28147-8161

Mortgage

Document Number	0001409231
Date	Sep 1, 2022
Instrument	1409/231

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1178 Oakbluff Dr was $2,680.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,680.00	$395,659 Land $44,000 Building $351,659	$395,659 Land $44,000 Building $351,659
2023	$2,680.00	$395,659 Land $44,000 Building $351,659	$395,659 Land $44,000 Building $351,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1178 Oakbluff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1178 Oakbluff Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakbluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures