Worcester County and Worcester City property record for 1178 Main St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,592 sqft · built 1930 |
| Lot Size | 0.136 acres (5,908 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $3,927 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Dec 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-026-00034 |
| Primary APN | 8-026-00034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 824 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 824 sqft |
| Unfinished Basement | 824 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,908 sqft (0.136 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 8-026-00034 |
|---|---|
| Street Address | 1178 MAIN ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BL-1 |
| Legal Block | 26 |
| Legal Lot Number | 34 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 731002 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1178 MAIN ST, WORCESTER, MA 01603-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2011 |
| Deed Sale | Mar 11, 2011 |
| Prior Sale | Mar 25, 2008 · Amount on Record |
| Deed Document Number | 20112 |
| Deed Book / Page | 47176 / 83 |
| Last Transfer Date | Apr 28, 2023 |
| Transfer Doc | 069077-358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 28, 2023 |
| Property Address | 1178 MAIN ST, WORCESTER, MA 01603-2048 |
| Document Number | 069077-358 |
| Book / Page | 69077 / 358 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 32835 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1178 MAIN ST, WORCESTER, MA 01603-2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 1178 MAIN ST, WORCESTER, MA 01603-2048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61649-226 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 61649/226 |
| Instrument | 140698 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 1178 MAIN ST, WORCESTER, MA 01603-2048 |
| Document Number | 56819-36 |
| Book / Page | 056819 / 000036 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 56819-36 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 056819/000036 |
| Instrument | 23299 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2047 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,927.00 (+3.37%) | $295,700 (+2.67%) Land $94,400 Building $201,300 | $377,809 (-22.46%) |
| 2025 | $3,799.00 (+8.6%) | $288,000 (+18.08%) Land $88,800 Building $199,200 | $487,255 (-28.9%) |
| 2024 | $685,330 | ||
| 2023 | $3,498.00 | $243,900 Land $77,200 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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