Breathitt County property record for 1178 Main St, Jackson, KY 41339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 836 sqft · built 1940 |
| Lot Size | 0.262 acres (11,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,900 (Feb 2024) |
| Tax Bill | $149 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 103-10-01-008.01 |
| Primary APN | 103-10-01-008.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 11,391 sqft (0.262 acres) |
| Lot Width | 140 ft Width |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Account Number | 5327 |
|---|---|
| Street Address | 1178 MAIN ST |
| City | JACKSON |
| State | KY |
| Zip | 41339-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.2615 AC NPB |
| Legal Lot Number | 1 |
| Jurisdiction | BREATHITT KY |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 920301 |
1178 Main St is owned by two individuals who bought it in February 2024.
Source: Breathitt County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1176 MAIN ST, JACKSON, KY 41339-1120 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on File |
| Deed Sale | Feb 29, 2024 · Amount on File |
| Deed Document Number | 2024128091 |
| Deed Book / Page | 272 / 81 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREATHITT KY |
| Property Address | 1178 MAIN ST, JACKSON, KY 41339-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M165/289 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | M165/289 |
| Instrument | 121030 |
| Name | CITIZENS BANK & TRUST JACKSON |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 5-Year CMT |
The 2025 property tax bill for 1178 Main St was $149.
Source: Breathitt County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breathitt County |
| Municipality | Jackson City |
| Unified School District | Jackson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
| 2023 | $148.00 | $20,000 | $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1178 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1178 Main St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON MUNICIPAL WATER WORKS serves 4,704 people · EPA ID KY0130208 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
| Crystal Broadband Networks Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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