1178 E Klost Ln, Rathdrum, ID 83858 Property Records

Kootenai County property record for 1178 E Klost Ln, Rathdrum, ID 83858

Property Summary

Property Type	Mobile Home
Details	1,841 sqft · built 1995
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52N04W242920`

Property Details

APN / Parcel Number

Primary APN	`52N04W242920`
Alternative APN	`128958`

Interior

Building Area	1,841 sqft Living Area

Exterior

Year Built	Built 1995
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Foundation Type	Concrete
Lot Area	222,592 sqft (5.11 acres)
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	128958
Street Address	1178 E KLOST LN
City	RATHDRUM
State	ID
Zip	83858-7295
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TAX #11354 2452N04W
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1007
Census Tract	201

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1178 E KLOST LN, RATHDRUM, ID 83858-7295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1178 E KLOST LN, RATHDRUM, ID 83858-7295
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	UNKNOWN, FLYING S T&E CDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1178 E KLOST LN, RATHDRUM, ID 83858-7295

Mortgage

Document Number	3024023000
Date	Nov 17, 2025
Instrument	3024023000

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1178 E KLOST LN, RATHDRUM, ID 83858-7295
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1178 E KLOST LN F, F, RATHDRUM, ID 83858-7295

Mortgage

Document Number	2839091000
Date	Jun 10, 2021
Instrument	2839091000

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2036

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (+11.42%) Homeowner's exemption	$440,303 (-6.1%) Land $285,063 Building $155,240	$440,303 (-6.1%) Land $285,063 Building $155,240
2024	$1,051.00 (-17.57%)
2023	$1,275.00 (-12.49%) Homeowner's exemption	$468,918 (+1.28%) Land $268,294 Building $200,624	$468,918 (+1.28%) Land $268,294 Building $200,624
2022	$1,457.00 Homeowner's exemption	$462,995 Land $268,294 Building $194,701	$462,995 Land $268,294 Building $194,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Intermax Networks.

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