11778 Rocoso Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 11778 Rocoso Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,968 sqft · built 1970
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2002)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-130-38-00`

Property Details

APN / Parcel Number

Primary APN	`375-130-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,968 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11778 ROCOSO RD
City	LAKESIDE
State	CA
Zip	92040-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT P DOC172326REC67 LY E&N OF DOCS112867REC68&178473REC69 IN TR 001720
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001720
Legal Block	1
Legal Lot Number	P
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	16901

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11778 ROCOSO RD, LAKESIDE, CA 92040-1058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD WALL STREET MORTGAGE BANKERS LTD
Jun 7, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
Feb 13, 2017	Deed of Trust, Mortgage · FHA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2002 · Amount on Record
Deed Sale	Mar 1, 2002 · Amount on Record
Deed Document Number	2002175849
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11778 ROCOSO RD, LAKESIDE, CA 92040-1058
Document Number	0000658752
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11778 ROCOSO RD LAKESIDE CA 920401058, LAKESIDE, CA 92040-1058

Mortgage

Document Number	0000658752
Date	Oct 27, 2020
Instrument	658752

Lender

Name	WALL STREET MORTGAGE BANKERS LTD WALL STREET MORTGAGE BANKERS LTD
Type	Bank
Address	LOS ANGELES, CA 90005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11778 ROCOSO RD, LAKESIDE, CA 92040-1058
Document Number	0000265135
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11778 ROCOSO RD LAKESIDE CA 920401058, LAKESIDE, CA 92040-1058

Mortgage

Document Number	0000265135
Date	Jun 14, 2017
Instrument	265135

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11778 ROCOSO RD, LAKESIDE, CA 92040-1058
Document Number	0000083697
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11778 ROCOSO RD LAKESIDE CA 920401058, LAKESIDE, CA 92040-1058

Mortgage

Document Number	0000083697
Date	Feb 22, 2017
Instrument	83697

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$202,372 (+2%) Land $55,123 Building $147,249
2025	$2,427.00 (+5.48%) Homeowner's exemption	$198,405 (+4.04%) Land $54,043 Building $144,362
2023	$2,301.00 (+1.72%) Homeowner's exemption	$190,703 Land $51,946 Building $138,757
2022	$2,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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