11770 Wilkinson Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 11770 Wilkinson Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,155 sqft · built 1979
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,000 (Jul 2022)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-20-2003-002`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-20-2003-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,155 sqft Living Area
1st Floor Area	2,150 sqft
Basement Area	1,974 sqft
Unfinished Basement	1,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	222,156 sqft (5.1 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	114 sqft
Deck Area	Deck Area
Patio Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11770 WILKINSON RD
City	FREELAND
State	MI
Zip	48623-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-RE
Legal Description	S 665 FT OF E 333 FT OF SW 1/4 OF NW 1/4 5.1 ACRE SEC 20 T13N R3E
Legal Range	03E
Legal Township	13N
Legal Section	20
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1035
Census Tract	10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11770 WILKINSON RD, FREELAND, MI 48623-9296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	202220577
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 26, 2022
Property Address	11770 WILKINSON RD, FREELAND, MI 48623-9296
Document Number	0000020577
Instrument Date	Jul 20, 2022
Instrument	2022020577
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,707.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11770 WILKINSON RD, 11770, FREELAND, MI 48623-9296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7756 ROCKCREST DR, FREELAND, MI 48623-8419

Mortgage

Document Number	0000020578
Date	Jul 26, 2022
Instrument	2022020578

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 27, 2020
Property Address	11770 WILKINSON RD, FREELAND, MI 48623-9296
Document Number	2020011934
Instrument Date	Apr 17, 2020
Instrument	2020011934
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11770 WILKINSON RD, 11770, FREELAND, MI 48623-9296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 WAUKEE LN, SAGINAW, MI 48604-1142

Mortgage

Document Number	2020011935
Date	Apr 27, 2020
Instrument	2020011935

Lender

Name	NORTHSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,900 (+39.64%)	$367,800 (+39.64%)
2025	$5,779.00 (+45.46%) Homeowner's exemption
2023		$131,700	$263,400
2022	$3,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LakeNet.

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