Hamilton County property record for 11770 Thayer Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,854 sqft · built 2001 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $554,800 (Feb 2020) |
| Tax Bill | $10,400 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0012-0209-00 |
| Primary APN | 600-0012-0209-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,854 sqft Living Area |
| Gross Area | 5,653 sqft |
| 1st Floor Area | 2,504 sqft |
| Basement Area | 2,504 sqft |
| Finished Basement | 1,350 sqft |
| Unfinished Basement | 1,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 12,763 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 966 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 11770 THAYER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2CUP |
| Legal Description | TROTTERS CHASE 0.2933 AC LOT 46 TROTTERS CHASE SUBPHASE 2 |
| Legal Subdivision | TROTTERS CHASE SUBPHASE 2 |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22302 |
11770 Thayer Ln is held in a trust since May 2024.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Feb 25, 2020 | Grant Deed, Transfer · Conventional Mortgage FIRST CMNWLT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on File |
| Deed Sale | Feb 25, 2020 · Amount on File |
| Prior Sale | Oct 21, 2003 · Amount on File |
| Deed Document Number | 202018750 |
| Deed Book / Page | 14111 / 1610 |
| Last Transfer Date | May 23, 2024 |
| Transfer Doc | 0000039379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11770 THAYER LN, CINCINNATI, OH 45249-1566 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11770 THAYER LN, CINCINNATI, OH 45249-1566 |
| Document Number | 0000079809 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 15040/565 |
| Instrument | 2023-0079809 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 2, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 11770 THAYER LN, CINCINNATI, OH 45249-1566 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000062111 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 14421/1128 |
| Instrument | 2021-0062111 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 25, 2020 |
| Property Address | 11770 THAYER LN, CINCINNATI, OH 45249-1566 |
| Document Number | 0000018750 |
| Book / Page | 014111 / 001610 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 18750 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2020 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11770 THAYER LN CINCINNATI OH 452491566, CINCINNATI, OH 45249-1566 |
| Document Number | 18751 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 014111/001613 |
| Instrument | 18751 |
| Name | FIRST CMNWLT BK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
The 2025 property tax bill for 11770 Thayer Ln was $10,400, up 15.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,400.00 (+15.85%) | $199,948 (-) Land $33,075 Building $166,873 | $571,280 Land $94,500 Building $476,780 |
| 2024 | $8,977.00 (-0.3%) | $199,948 (-) Land $33,075 Building $166,873 | |
| 2023 | $9,004.00 (-17.15%) | $199,948 (+2.97%) Land $33,075 Building $166,873 | $571,280 Land $94,500 Building $476,780 |
| 2022 | $10,868.00 Homeowner's exemption | $194,180 Land $34,398 Building $159,782 | |
| 2020 | $554,800 Land $98,280 Building $456,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11770 Thayer Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11770 Thayer Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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