1177 Wisner Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1177 Wisner Dr, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Nov 2023)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-480-014`

Property Details

APN / Parcel Number

Primary APN	`8913-35-480-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1177 WISNER DR
City	WATERLOO
State	IA
Zip	50702-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEVUE ADDITION LOT 35
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BELLEVUE ADDITION
Legal Lot Number	35
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2010
Census Tract	1200

Owner

1177 Wisner Dr is owned and occupied by an individual who bought it in November 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1177 WISNER DR, WATERLOO, IA 50702-4054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Nov 9, 2022 · Amount on File
Deed Document Number	20237500
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 9, 2022
Property Address	1177 WISNER DR, WATERLOO, IA 50702-4054
Document Number	202300007500
Instrument Date	Nov 6, 2022
Instrument	202300007500
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 WISNER DR, WATERLOO, IA 50702-4054

Mortgage

Document Number	202300007501
Date	Nov 9, 2022
Instrument	202300007501

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	1-Year T-Bill
Max Rate	12.5%

Mortgage

Document Number	202300007502
Date	Nov 9, 2022
Instrument	202300007502

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1177 Wisner Dr was $2,470, up 3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,470.00 (+3%)	$120,990 Land $20,580 Building $100,410	$120,990 Land $20,580 Building $100,410
2024	$2,398.00
2023		$110,570 (+18.24%) Land $20,580 Building $89,990	$110,570 Land $20,580 Building $89,990
2022	$1,858.00 Homeowner's exemption	$93,510 Land $20,580 Building $72,930
2021			$93,510 Land $20,580 Building $72,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1177 Wisner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1177 Wisner Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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