1177 S 1920 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1177 S 1920 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,982 sqft · built 2008
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$415,500 (Apr 2017)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`66-096-0532`

Property Details

APN / Parcel Number

Primary APN	`66-096-0532`
Alternative APN	`280664`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,982 sqft Living Area
Gross Area	4,662 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	732 sqft
Patio Area	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	280664
Street Address	1177 S 1920 E
City	SPANISH FORK
State	UT
Zip	84660-5643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 532, PLAT E, SPANISH VISTA SUBDV. AREA 0.161 AC.
Legal Subdivision	SPANISH VISTA SUBDV
Legal Lot Number	532
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2010
Census Tract	10404

Owner

1177 S 1920 E is owned and occupied by two individuals who bought it in April 2017.

Source: Utah County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 29, 2020	Deed of Trust, Mortgage PENNYMAC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG
Apr 4, 2017	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Feb 14, 2008 · Amount on File
Deed Document Number	201732223
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Sep 24, 2026
Property Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643
Document Number	0000078785
Instrument Date	Sep 18, 2026
Instrument	202678785
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643

Mortgage

Document Number	0000078785,
Date	Sep 24, 2026
Instrument	202678785

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072616
Date	Jun 21, 2022
Instrument	72616:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643
Document Number	0000173665
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1177 S 1920 E SPANISH FORK UT 846605643, SPANISH FORK, UT 84660-5643

Mortgage

Document Number	0000173665
Date	Nov 3, 2020
Instrument	173665

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643
Document Number	0000127306
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	PLACER TITLE INSURANCE AGENCY/UT, PLACER TITLE INS AGCY/UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1177 S 1920 E SPANISH FORK UT 846605643, SPANISH FORK, UT 84660-5643

Mortgage

Document Number	0000127306
Date	Dec 3, 2019
Instrument	127306

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 4, 2017
Property Address	1177 S 1920 E, SPANISH FORK, UT 84660-5643
Document Number	0000032223
Instrument Date	Apr 3, 2017
Instrument	32223
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	GATEWAY TITLE COMPANY, GATEWAY TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1177 S 1920 E SPANISH FORK UT 846605643, SPANISH FORK, UT 84660-5643

Mortgage

Document Number	32301
Date	Apr 4, 2017
Instrument	32301

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Mortgage

Document Number	105390,
Date	Apr 4, 2017
Instrument	105390

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1177 S 1920 E was $3,202, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,415 (-44.01%)	$615,300 (+1.8%) Land $175,500 Building $439,800
2025	$3,202.00 (+0.03%)	$604,400 Land $184,800 Building $419,600	$604,400 Land $184,800 Building $419,600
2024	$3,201.00 (+0.98%)
2023	$3,170.00 (+4%)	$327,140	$594,800 Land $176,000 Building $418,800
2022	$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1177 S 1920 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1177 S 1920 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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