1177 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 1177 Castro Rd, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,139 sqft · built 1964
Lot Size	0.844 acres (36,776 sqft)
Owner	Company Name on Record
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-021-005-000`

Property Details

APN / Parcel Number

Primary APN	`101-021-005-000`
Alternative APN	`101-021-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,139 sqft Living Area
1st Floor Area	3,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	36,776 sqft (0.844 acres)
Garage Area	1,067 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	101-021-005
Street Address	1177 CASTRO RD
City	MONTEREY
State	CA
Zip	93940-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MAP OF DEL MONTE FAIRWAYS LOT 35
Legal Subdivision	ASSRS MAP OF DEL MONTE FAIRWAYS
Legal Tract	1177
Legal Block	2
Legal Lot Number	35
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2011
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14100 CASTLEROCK RD, SALINAS, CA 93908-9366
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 1996
Deed Sale	Apr 10, 1996
Deed Document Number	199621201
Deed Book / Page	3357 / 247
Prior Transfer Date	Jan 26, 1996
Prior Transfer Doc	0033570247
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1177 CASTRO RD, MONTEREY, CA 93940-4936
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14100 CASTLEROCK RD, SALINAS, CA 93908-9366

Mortgage

Document Number	0000020873
Date	Mar 22, 2021
Instrument	2021020873

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,160 (+2%) Land $39,499 Building $325,661
2025	$4,106.00 (+7.88%)	$358,001 (+4.04%) Land $38,725 Building $319,276
2024	$3,806.00 (-2.03%)
2023	$3,885.00 (+1.36%)	$344,101 Land $37,222 Building $306,879
2022	$3,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20