Lake County property record for 11769 W 124th Ave, Cedar Lake, IN 46303
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $468,962 (Oct 2024) |
| Tax Bill | $20 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-15-17-482-013.000-014 |
| Primary APN | 45-15-17-482-013.000-014 |
|---|
| Lot Area | 10,803 sqft (0.248 acres) |
|---|
| Street Address | 11769 W 124TH AVE |
|---|---|
| City | CEDAR LAKE |
| State | IN |
| Zip | 46303-8070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIRCHWOOD FARMS SUB. PHASE 3 LOT 21 |
| Legal Phase | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 42904 |
11769 W 124th Ave is owned and occupied by an individual who bought it in October 2024.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11769 W 124TH AVE, CEDAR LAKE, IN 46303-8070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Oct 29, 2024 | Special Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on File |
| Deed Sale | Oct 29, 2024 · Amount on File |
| Deed Document Number | 0000036996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 11769 W 124TH AVE, CEDAR LAKE, IN 46303-8070 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016281 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-516281 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 29, 2024 |
| Property Address | 11769 W 124TH AVE, CEDAR LAKE, IN 46303-8070 |
| Document Number | 0000036996 |
| Map Reference | MB 114 PG 78 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024-536996 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11769 W 124TH AVE, CEDAR LAKE, IN 46303-8070 |
| Document Number | 0000036997 |
|---|---|
| Date | Oct 29, 2024 |
| Instrument | 2024-536997 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hanover Township |
| Municipality | Cedar Lake Town |
| Unified School District | Hanover Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454,000 Land $69,300 Building $384,700 | $454,000 Land $69,300 Building $384,700 | |
| 2024 | $20.00 | ||
| 2023 | $900 (-) Land $900 | $900 (-) Land $900 | |
| 2022 | $21.00 | $900 Land $900 | $900 Land $900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11769 W 124th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11769 W 124th Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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