11769 E Hwy 54, Athol, ID 83801 Property Records

Kootenai County property record for 11769 E Hwy 54, Athol, ID 83801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,908 sqft · built 1981
Lot Size	7.14 acres (311,323 sqft)
Owner	Individual Name on File
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53N02W076650`

Property Details

APN / Parcel Number

Primary APN	`53N02W076650`
Alternative APN	`129272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,908 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2009
Construction Type	Frame
Foundation Type	Concrete
Lot Area	311,323 sqft (7.14 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	129272
Street Address	11769 E HIGHWAY 54
City	ATHOL
State	ID
Zip	83801-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2-E2-E2-SW EX W 389 FT & EX RW 0753N02W
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1000
Census Tract	203

Owner

11769 E Hwy 54 is owned and occupied by an individual who acquired it in February 2022.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11769 E HIGHWAY 54, ATHOL, ID 83801-8422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Feb 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 18, 2022
Transfer Doc	2887661000
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	11769 E HIGHWAY 54, ATHOL, ID 83801-8422
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3029977000
Date	Jan 15, 2026
Instrument	3029977000

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Feb 18, 2022
Property Address	11769 E HIGHWAY 54, ATHOL, ID 83801-8422
Document Number	2887661000
Instrument Date	Jan 31, 2022
Instrument	2887661000
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11769 E HIGHWAY 54, ATHOL, ID 83801-8422

Mortgage

Document Number	2887662000
Date	Feb 18, 2022
Instrument	2887662000

Lender

Name	HORIZON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 11769 E Hwy 54 was $1,586 with a homeowner's exemption, down 15.7% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 (-15.73%) Homeowner's exemption	$604,556 Land $230,496 Building $374,060	$766,005 Land $391,945 Building $374,060
2024	$1,882.00 (+2.34%)
2023	$1,839.00 (-17.87%) Homeowner's exemption	$677,857 (+%) Land $300,947 Building $376,910	$791,064 (-) Land $414,154 Building $376,910
2022	$2,239.00 Homeowner's exemption	$677,832 Land $300,922 Building $376,910	$791,064 Land $414,154 Building $376,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11769 E Hwy 54 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11769 E Hwy 54 is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 86% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless · Fiber in parts of the area	30 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Ziply Fiber.

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