11766 E Dr N, Ceresco, MI 49033 Property Records

Calhoun County property record for 11766 E Dr N, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,503 sqft · built 2007
Lot Size	3.15 acres (137,606 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2014)
Tax Bill	$4,729 (2025)
Deeds & Mortgages	May 2007 Construction Loan Sep 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-024-009-01`

Property Details

APN / Parcel Number

Primary APN	`10-024-009-01`
Alternative APN	`13-10-024-009-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,503 sqft
Basement Area	1,503 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	137,606 sqft (3.15 acres)
Lot Dimensions	688 ft deep x 371 ft wide
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11766 E DR N
City	CERESCO
State	MI
Zip	49033-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	EMMETT TWP/T2S R7W, PART SEC. 24 & 25: COM SE COR SEC. 24 S89DEG 13'04" W ALG S LN SEC. 24 781.78 FT TO C/L E DRIVE NORTH
Legal Range	7W
Legal Township	2S
Jurisdiction	CALHOUN MI
Township / Civil Division	EMMETT
Census Block Group	5
Census Block	5030
Census Tract	2000

Owner

Source: Calhoun County records · APN 10-024-009-01

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11766 E DR N, CERESCO, MI 49033-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2007	Deed of Trust, Mortgage · Construction Mortgage FIRST HORIZON HOME LOAN CORP
Sep 07, 2010	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC
Feb 01, 2008	Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY FCU
Jul 15, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 24, 2007	Deed of Trust, Mortgage · Construction Mortgage FIRST HORIZON HOME LOAN CORP
Feb 26, 2007	Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2014 · Amount on Record
Deed Sale	Oct 06, 2014 · Amount on Record
Prior Sale	Dec 21, 2010
Deed Book / Page	3914 / 410
Prior Transfer Date	Nov 18, 2009
Prior Transfer Doc	03510/0938
Record Updated	Sep 20, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	11766 E DR N, CERESCO, MI 49033-8730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03272/0744
Date	May 24, 2007
Book Page	3272/0744

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	187 Months
Due	Dec 01, 2022

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	11766 E DR N, CERESCO, MI 49033-8730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	DEVON

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03565/0553
Date	Sep 07, 2010
Book Page	3565/0553

Lender

Name	MORTGAGE 1 INC
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2040

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	11766 E DR N, CERESCO, MI 49033-8730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03345/0671
Date	Feb 01, 2008
Book Page	3345/0671

Lender

Name	KELLOGG COMMUNITY FCU
Type	Credit Union
Address	BATTLE CREEK, MI 49017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	11766 E DR N, CERESCO, MI 49033-8730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11766 E DR N, CERESCO, MI 49033-8730

Mortgage

Document Number	004837/915
Date	Jul 15, 2024
Book Page	4837/915

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	11766 E DR N, CERESCO, MI 49033-8730
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03272/0720
Date	May 24, 2007
Book Page	3272/0720

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Dec 01, 2037

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Feb 26, 2007
Property Address	11766 E DR N, CERESCO, MI 49033-8730
Document Number	03242/0208
Book / Page	3242 / 0208
Instrument Date	Sep 12, 2006
Transaction Type	Transfer
Record Updated	Jun 08, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 FRUIN AVE, BATTLE CREEK, MI 49014-4521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 N GRAND ST, MARSHALL, MI 49068-1110
Investor	Possibly a Property Investor

Mortgage

Document Number	0032420210
Date	Feb 26, 2007
Instrument	3242/0210

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	296 Months
Due	Oct 01, 2031

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	14.6%

Tax Assessment & Valuation

Source: Calhoun County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Emmett Charter Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,790 (+4.18%)
2025	$4,729.00 (+1.94%) Homeowner's exemption	$162,010 (+28.07%)	$337,580 (+4.18%)
2024	$4,639.00 (+15.23%)		$324,020 (+28.07%)
2023		$126,500	$253,000
2020	$4,026.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 4, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AT&T, DMCI Broadband, Xfinity.

Based on FCC filings for 69 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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