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1176 Tracy Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1176 Tracy Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,250 sqft · built 1961
Lot Size0.275 acres (12,000 sqft)
Owner2 Trust Names on File
Last Sale$135,000 (Aug 2026)
Tax Bill$7,137 (2025)
Deeds & MortgagesAug 2026 Foreclosure
Jan 2015 Loan Modification
Flood ZoneZone X (minimal risk)
APN421500 40.21-2-16

Property Details

APN / Parcel Number

Primary APN421500 40.21-2-16
Alternative APN
  • 150004002100020160000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialConcrete
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions100 ft deep x 120 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area394 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number4215004021216
Street Address1176 TRACY AVE
CitySCHENECTADY
StateNY
Zip12309-3621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 BLK &SHED 000650521 46,750
Legal Block2
Legal Lot Number16.00
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2013
Census Tract20102

Owner

1176 Tracy Ave is held in a trust since August 2026.

Source: Schenectady County and Schenectady City records, as of September 17, 2026

Owner of Record2 Trust Names on File
Mailing Address3501 OLYMPUS BLVD, 500, COPPELL, TX 75019-6295
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Referee's Deed, Foreclosure
NONE LISTED ON DOCUMENT
Jan 14, 2015Loan Modification, Mortgage · Conventional Mortgage
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on File
Deed SaleAug 24, 2026 · Amount on File
Prior SaleDec 18, 2023 · Amount on File
Deed Document Number202618794
Deed Book / Page2178 / 280
Prior Transfer DateAug 18, 2026
Prior Transfer Doc0000018794
Record UpdatedOct 29, 2026

August 2026: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 24, 2026
Property Address1176 TRACY AVE, SCHENECTADY, NY 12309-3621
Document Number0000018794
Book / Page2178 / 280
Instrument DateAug 18, 2026
Instrument202618794
Transaction TypeForeclosure
Record UpdatedSep 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$54,540.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
InvestorPossibly a Property Investor

January 2015: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1176 TRACY AVE, SCHENECTADY, NY 12309-3621
Document Number0000038048
Book / Page004782 / 000709
Instrument DateJan 14, 2015
Transaction TypeMortgage
Record UpdatedAug 29, 2017
Title CompanyWEB TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address1176 TRACY AVE SCHENECTADY NY 123093621, SCHENECTADY, NY 12309-3621

Mortgage

Document Number0000038048
DateAug 22, 2017
Book Page004782/000709
Instrument38048
Lender
NameCITIZENS BK
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term156 Months
DueAug 21, 2030
Interest
Rate TypeAdjustable Rate
Rate2.49%

Tax Assessment & Valuation

The 2025 property tax bill for 1176 Tracy Ave was $7,137.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,137.00$147,600 Land $22,100 Building $125,500$244,411 Land $36,595 Building $207,816
2023$147,600 (-) Land $22,100 Building $125,500$186,835 (+3.8%) Land $27,975 Building $158,860
2022$147,600 Land $22,100 Building $125,500$180,000 Land $26,951 Building $153,049
2021$6,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1176 Tracy Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1176 Tracy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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