1176 Spring Rd, Almo, KY 42020 Property Records

Calloway County property record for 1176 Spring Rd, Almo, KY 42020

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	65.9 acres (2,870,604 sqft)
Owner	Individual Name on Record
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`029-0-0025-B`

Property Details

APN / Parcel Number

Primary APN	`029-0-0025-B`
Alternative APN	`9656`

Exterior

Lot Area	2,870,604 sqft (65.9 acres)

Location & Zoning

Account Number	9656
Street Address	1176 SPRING RD
City	ALMO
State	KY
Zip	42020-9289
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	1176 SPRING ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	KIRKSEY
Census Block Group	2
Census Block	2080
Census Tract	10200

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1176 SPRING RD, ALMO, KY 42020-9289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Oct 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2013
Transfer Doc	000958/174
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1176 SPRING RD, ALMO, KY 42020-9289
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1034, MURRAY, KY 42071-0018

Mortgage

Document Number	001412/228
Date	Apr 13, 2023
Book Page	1412/228
Instrument	683094

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2043

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1176 SPRING RD, ALMO, KY 42020-9289
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1034, MURRAY, KY 42071-0018

Mortgage

Document Number	001410/589
Date	Apr 4, 2023
Book Page	1410/589
Instrument	682503

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1176 SPRING RD, ALMO, KY 42020-9289
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1034, MURRAY, KY 42071-0018

Mortgage

Document Number	001191/545
Date	Oct 26, 2018
Book Page	1191/545
Instrument	630587

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 28, 2023

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (-1.67%)	$264,000 (-)	$264,000 (-)
2023	$2,398.00	$264,000	$264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Rd

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