1176 Rosita Rd, Pacifica, CA 94044 Property Records

San Mateo County property record for 1176 Rosita Rd, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1955
Lot Size0.133 acres (5,790 sqft)
Owner2 Individual Names on Record
Last Sale$1,098,000 (Aug 2020)
Tax Bill$15,233 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2018 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN023-252-160

Property Details

APN / Parcel Number

Primary APN023-252-160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,040 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area5,790 sqft (0.133 acres)
Lot Dimensions107 ft deep x 53 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1176 ROSITA RD
CityPACIFICA
StateCA
Zip94044-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 16 BLOCK 2 LINDA MAR NO 9 RSM 39/38 39
Legal SubdivisionLINDA MAR NO 9
Legal Block2
Legal Lot Number16
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3008
Census Tract603300

Owner

Source: San Mateo County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1176 ROSITA RD, PACIFICA, CA 94044-4222
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Sep 20, 2018Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Aug 12, 2020Grant Deed, Transfer · VA Mortgage
EVERETT FINANCIAL INC
Sep 15, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Deed Document Number202079734
Prior Transfer DateOct 18, 2012
Prior Transfer Doc0000155158
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Recording DateJul 1, 2026
Property Address1176 ROSITA RD, PACIFICA, CA 94044-4222
Document Number0000037433
Instrument DateJun 20, 2026
Instrument202637433
Transaction TypeMortgage
Record UpdatedAug 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 ROSITA RD, PACIFICA, CA 94044-4222

Mortgage

Document Number0000037433,
DateJul 1, 2026
Instrument202637433
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJul 1, 2066
Interest
Rate6.51%
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1176 ROSITA RD, PACIFICA, CA 94044-4222
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073713
DateSep 20, 2018
Instrument2018-073713
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term751 Months
DueApr 23, 2081
Interest
Rate TypeAdjustable Rate
Rate4.34%
Type Change DateOct 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateAug 12, 2020
Property Address1176 ROSITA RD, PACIFICA, CA 94044-4222
Document Number0000079734
Map ReferenceMB 39 PG 38&39
Instrument DateJul 23, 2020
Instrument2020-079734
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,207.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1176 ROSITA RD, PACIFICA, CA 94044-4222

Mortgage

Document Number0000079735
DateAug 12, 2020
Instrument2020-079735
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1176 ROSITA RD, PACIFICA, CA 94044-4222
Document Number0000073714
Instrument DateSep 15, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 ROSITA RD PACIFICA CA 940444222, PACIFICA, CA 94044-4222

Mortgage

Document Number0000073714
DateSep 20, 2018
Instrument73714
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term756 Months
DueSep 19, 2081
Interest
Rate TypeAdjustable Rate
Rate4.34%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,212,276 (+2%) Land $719,858 Building $492,418
2025$15,233.00 (+6.7%) Homeowner's exemption$1,188,507 (+4.04%) Land $705,744 Building $482,763
2023$14,276.00 (+6.08%) Homeowner's exemption$1,142,358 Land $678,340 Building $464,018$915,300
2022$13,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1979–2017)
Claims Outside the SFHA7 of 14
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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