Montgomery County property record for 1176 Racker Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2020 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Apr 2020) |
| Tax Bill | $3,418 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80M B 20.00 |
| Primary APN | 80M B 20.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Upper Floors Area | 184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Porch | Slab |
| Porch Area | 217 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1176 RACKER DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | GRATTON ESTATES |
| Legal Block | 1A |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 20 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101805 |
Source: Montgomery County assessment roll, APN 80M B 20.00, as of May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on Record |
| Deed Sale | Apr 14, 2020 · Amount on Record |
| Deed Document Number | 20201251686 |
| Deed Book / Page | 1962 / 218 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1176 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1176 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 00002296/1 |
|---|---|
| Date | May 04, 2023 |
| Book Page | 2296/1 |
| Instrument | 1421778 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1176 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02202/1390 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 2202/1390 |
| Instrument | 1371179 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Apr 14, 2020 |
| Property Address | 1176 RACKER DR, CLARKSVILLE, TN 37043-2142 |
| Document Number | 0001251686 |
| Book / Page | 001962 / 000218 |
| Instrument Date | Apr 09, 2020 |
| Instrument | 1251686 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1176 RACKER DR CLARKSVILLE TN 370432142, CLARKSVILLE, TN 37043-2142 |
| Document Number | 1251687 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 001962/000220 |
| Instrument | 1251687 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Number | 1251837, |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 001962/001094 |
| Instrument | 1251837 |
| Name | BILL MACE |
|---|---|
| Address | 1919 TINY TOWN RD # 100, CLARKSVILLE, TN 37042-7637 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Montgomery County assessment roll as of May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,418.00 (+57.66%) | $79,325 (+54.4%) | $317,300 (+54.4%) Land $61,000 Building $256,300 |
| 2023 | $2,168.00 (+41.15%) | $51,375 (-) | |
| 2022 | $1,536.00 | $51,375 | $205,500 Land $45,000 Building $160,500 |
Source: FEMA National Flood Hazard Layer, Montgomery County (47125C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471251018052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 122 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system TN0000116, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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