1176 Palms Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1176 Palms Rd, Wales, MI 48027

Property Summary

Property Type	Manufactured or Modular Home
Details	1 ba · 1,322 sqft · built 1980
Lot Size	10.5 acres (460,865 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Apr 2020)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-31-024-4001-200`

Property Details

APN / Parcel Number

Primary APN	`74-31-024-4001-200`

Interior

Full Baths	1 Bath
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modular
Lot Area	460,865 sqft (10.5 acres)
Lot Dimensions	1,380 ft deep x 334 ft wide
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1176 PALMS RD
City	WALES
State	MI
Zip	48027-3305
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RESIDENTIA
Legal Description	BEG S 0D 9M 3S E 334' FROM W 1/4 COR, TH S 89D 32M 59S E 1380.18', TH S 0D 9M 24S E 334', TH N 89D 32M 59S W 1380.22', TH N
Legal Range	15E
Legal Township	06N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	1
Census Block	1050
Census Tract	652600

Owner

1176 Palms Rd, a residential property, is owned and occupied by an individual who bought it in April 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1176 PALMS RD, WALES, MI 48027-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 2, 2020	Grant Deed, Transfer NATIONALLINK
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20207472
Deed Book / Page	5169 / 603
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0051690603
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1176 PALMS RD, WALES, MI 48027-3305
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PALMS RD, WALES, MI 48027-4502

Mortgage

Document Number	0000549877
Date	Mar 14, 2022
Book Page	5498/77
Instrument	2022006067

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Feb 22, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 2, 2020
Property Address	1176 PALMS RD, WALES, MI 48027-3305
Document Number	0051690601
Book / Page	005169 / 000601
Instrument Date	Mar 24, 2020
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	NATIONALLINK

Transaction

Amount	Amount on Record
Tax	$1,031.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27057 CLARK CIR CHESTERFIELD MI 480512916, CHESTERFIELD, MI 48051-2916

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 2, 2020
Property Address	1176 PALMS RD, WALES, MI 48027-3305
Document Number	0005169603
Book / Page	5169 / 603
Instrument Date	Mar 13, 2020
Instrument	2020007472
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	NATIONALINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1176 PALMS RD, WALES, MI 48027-3305

Mortgage

Document Number	2020007473
Date	Apr 2, 2020
Instrument	2020007473

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1176 Palms Rd was $1,871 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,000 (+10.41%)	$174,000
2025	$1,871.00 (+3.09%) Homeowner's exemption	$78,800
2024	$1,815.00		$157,600
2023		$69,600
2022	$1,632.00		$139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1176 Palms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1176 Palms Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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