Duval County property record for 1176 Montego Rd E, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,945 sqft · built 1964 |
| Lot Size | 0.278 acres (12,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Oct 2022) |
| Tax Bill | $5,746 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140399-0000 |
| Primary APN | 140399-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,945 sqft Living Area |
| Gross Area | 3,100 sqft |
| 1st Floor Area | 1,703 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,106 sqft (0.278 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1176 MONTEGO RD E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 32-15 52-2S-27E GROVE PARK UNIT 2 LOT 5 BLK 11 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | GROVE PARK UNIT 02 |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 15804 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1176 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Jul 27, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATSON MORTGAGE CORP |
| Apr 26, 2021 | Warranty Deed, Transfer · Balloon Mortgage ACCOUNT IRA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 2022262543 |
| Deed Book / Page | 20469 / 1661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 1176 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0204691661 |
| Book / Page | 20469 / 1661 |
| Map Reference | MB 32 PG 15,15A&15B |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022262543 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10700 BEACH BLVD UNIT 17633, 10700, JACKSONVILLE, FL 32245-8066 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1176 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0204691663 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 20469/1663 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 1176 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0198342255 |
| Book / Page | 19834 / 2255 |
| Map Reference | MB 32 PG 15,15A&15B |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021192685 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3948 3RD ST S # S334, S334, JACKSONVILLE, FL 32250-5847 |
| Name | Verified Name |
|---|---|
| Address | 1176 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0198342257 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 19834/2257 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 1176 MONTEGO RD E, JACKSONVILLE, FL 32216-1302 |
| Document Number | 0196932476 |
| Book / Page | 19693 / 2476 |
| Map Reference | MB 32 PG 15,15A&15B |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021104859 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15698 IRON LAKE CT, 15698, CHESTERFIELD, MO 63017-5125 |
| Name | Verified Name |
|---|---|
| Address | 3948 3RD ST S # 334, 334, JACKSONVILLE BEACH, FL 32250-5847 |
| Investor | Possibly a Property Investor |
| Document Number | 0196932478 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 19693/2478 |
| Name | ACCOUNT IRA |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 19, 2022 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,848 (+2.63%) Land $75,663 Building $277,185 | $352,848 (+2.63%) Land $75,663 Building $277,185 | |
| 2025 | $5,746.00 (-1.19%) Homeowner's exemption | $343,814 (+8.86%) Land $75,000 Building $268,814 | $343,814 (+8.86%) Land $75,000 Building $268,814 |
| 2024 | $5,815.00 (-1.16%) | ||
| 2023 | $5,883.00 (+49.09%) | $315,844 (+20.89%) Land $72,500 Building $243,344 | $315,844 (+20.89%) Land $72,500 Building $243,344 |
| 2022 | $3,946.00 Homeowner's exemption | $261,262 Land $67,500 Building $193,762 | $261,262 Land $67,500 Building $193,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 7 (2008–2019) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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