1176 Moag Rd, Pavilion, NY 14525 Property Records

Wyoming County and Covington Town property record for 1176 Moag Rd, Pavilion, NY 14525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 2020
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Tax Bill	$11,330 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jan 2020 Loan Modification + 1 more
APN	`562800 38.-2-40`

Property Details

APN / Parcel Number

Primary APN	`562800 38.-2-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1176 MOAG RD
City	PAVILION
State	NY
Zip	14525-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	WYOMING NY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1034
Census Tract	970100

Owner

1176 Moag Rd is owned by an individual who acquired it in July 2017.

Source: Wyoming County and Covington Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1176 MOAG RD, 40, PAVILION, NY 14525-9312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING
Jan 3, 2020	Loan Modification, Mortgage HOMESTEAD FNDG
Sep 13, 2019	Deed of Trust, Construction Loan · Construction Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2017
Transfer Doc	0007790000000550
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	1176 MOAG RD, PAVILION, NY 14525-9312
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010000336
Date	Jan 19, 2022
Book Page	1000/336
Instrument	255

Lender

Name	AMERICAN FINANCING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WYOMING NY
Property Address	1176 MOAG RD, PAVILION, NY 14525-9312
Document Number	0000000209
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 MOAG RD PAVILION NY 145259312, PAVILION, NY 14525-9312

Mortgage

Document Number	0000000209
Date	Jan 21, 2020
Book Page	000963/000613
Instrument	209

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Recording Date	Sep 13, 2019
Property Address	1176 MOAG RD, PAVILION, NY 14525-9312
Document Number	0000002916
Book / Page	000958 / 000532
Instrument Date	Aug 15, 2019
Instrument	2916
Transaction Type	Construction Loan
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7273 MORROW RD #40 PAVILION NY 145259511, 40, PAVILION, NY 14525-9511

Mortgage

Document Number	0000002916
Date	Sep 13, 2019
Book Page	000958/000532
Instrument	2916

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1176 Moag Rd was $11,330.

Source: Wyoming County and Covington Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Covington Town
Unified School District	Pavilion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,330.00
2025		$240,000 Land $26,000 Building $214,000	$240,000 Land $26,000 Building $214,000
2023		$240,000 Land $14,300 Building $225,700	$247,400 Land $14,741 Building $232,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1176 Moag Rd; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1176 Moag Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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