1176 Bit Pl, Dayton, OH 45449 Property Records

Montgomery County property record for 1176 Bit Pl, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1961
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$163,500 (May 2019)
Tax Bill	$4,618 (2024)
Deeds & Mortgages	Nov 2019 Line of Credit May 2019 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`K48 00302 0020`

Property Details

APN / Parcel Number

Primary APN	`K48 00302 0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	29,621 sqft
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	320 sqft
Patio Area	336 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1176 BIT PL
City	DAYTON
State	OH
Zip	45449-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1044
Legal Subdivision	CITY/WEST CARROLLTON REV
Legal Lot Number	20
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	2
Census Block	2018
Census Tract	50302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7740 PARAGON RD, DAYTON, OH 45459-4050
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2019	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU
May 16, 2019	Warranty Deed, Transfer · Line of Credit KH NTWK CU
Jan 23, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY
Jan 23, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY
Mar 1, 2017	Loan Modification, Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	2019-00024954
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1176 BIT PL, DAYTON, OH 45449-2116
Document Number	0000000758
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 BIT PL WEST CARROLLTON OH 454492116, WEST CARROLLTON, OH 45449-2116

Mortgage

Document Number	0000000758
Date	Jan 6, 2020
Instrument	758

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 16, 2019
Property Address	1176 BIT PL, DAYTON, OH 45449-2116
Document Number	0000024954
Instrument Date	May 2, 2019
Instrument	24954
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 BIT PL DAYTON OH 454492116, DAYTON, OH 45449-2116

Mortgage

Document Number	24979
Date	May 16, 2019
Instrument	24979

Lender

Name	KH NTWK CU
Type	Credit Union
Address	DAYTON, OH 45459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 23, 2019
Property Address	1176 BIT PL, DAYTON, OH 45449-2116
Document Number	0000004066
Instrument Date	Jan 23, 2019
Instrument	4066
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 BIT PL DAYTON OH 454492116, DAYTON, OH 45449-2116

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 23, 2019
Property Address	1176 BIT PL, DAYTON, OH 45449-2116
Document Number	0000004067
Instrument Date	Jan 16, 2019
Instrument	4067
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$343.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1266 W ALEX BELL RD DAYTON OH 454593110, DAYTON, OH 45459-3110

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	1176 BIT PL, DAYTON, OH 45449-2116
Document Number	0000019004
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 BIT PL WEST CARROLLTON OH 454492116, WEST CARROLLTON, OH 45449-2116

Mortgage

Document Number	0000019004
Date	Mar 30, 2017
Instrument	19004

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Mar 29, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,310 (-) Land $17,640 Building $55,670
2024	$4,618.00 (+2.12%)
2023	$4,522.00 (+13.42%)	$73,310 (+44%) Land $17,640 Building $55,670	$209,460 (+44%) Land $50,400 Building $159,060
2022	$3,987.00	$50,910 Land $12,250 Building $38,660
2020			$145,460 Land $35,000 Building $110,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	8 (1989–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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