1176 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1176 Apple Valley Dr, Howard, OH 43028 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1977
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Dec 2025)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-00224.000`

Property Details

APN / Parcel Number

Primary APN	`23-00224.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	150 ft deep x 74 ft wide
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Street Address	1176 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #224
Legal Subdivision	ORCHARD HILLS
Legal Lot Number	224
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2027
Census Tract	6801

Owner

Source: Knox County records · APN 23-00224.000

Assessment roll updated April 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1176 APPLE VALLEY DR, HOWARD, OH 43028-9493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 11, 2025	Warranty Deed, Transfer · Line of Credit UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Jun 27, 2006 · Amount on Record
Deed Document Number	20258952
Deed Book / Page	2105 / 251
Prior Transfer Date	Oct 10, 2009
Prior Transfer Doc	0000009043
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1176 APPLE VALLEY DR, HOWARD, OH 43028-9493
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001096
Date	Feb 23, 2023
Book Page	1962/941
Instrument	202300001096

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Mar 01, 2046

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1176 APPLE VALLEY DR, HOWARD, OH 43028-9493
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006229
Date	Sep 14, 2023
Book Page	1990/831
Instrument	202300006229

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Dec 11, 2025
Property Address	1176 APPLE VALLEY DR, HOWARD, OH 43028-9493
Document Number	0000008952
Book / Page	2105 / 251
Instrument Date	Dec 10, 2025
Instrument	202500008952
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 APPLE VALLEY DR, HOWARD, OH 43028-9493

Mortgage

Document Number	0000008953
Date	Dec 11, 2025
Instrument	202500008953

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$111,350 (-) Land $12,280 Building $99,070
2025	$1,573.00 (-0.82%)	$38,970 (-) Land $4,300 Building $34,670
2024	$1,586.00 (-1%)	$38,970 (-) Land $4,300 Building $34,670
2023	$1,602.00 (+22.48%)	$38,970 (+42.96%) Land $4,300 Building $34,670	$111,350 (+42.99%) Land $12,280 Building $99,070
2022	$1,308.00	$27,260 Land $3,010 Building $24,250
2020			$77,870 Land $8,590 Building $69,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (39083C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390830068012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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