11758 Steuben Rd E, Poland, NY 13431 Property Records

Oneida County and Deerfield Town property record for 11758 Steuben Rd E, Poland, NY 13431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,288 sqft · built 1991
Lot Size	5.93 acres (258,311 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303200 266.000-1-9.5`

Property Details

APN / Parcel Number

Primary APN	`303200 266.000-1-9.5`
Alternative APN	`320026600000010090050000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	258,311 sqft (5.93 acres)
Lot Width	200 ft Width
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11758 STEUBEN RD E
City	POLAND
State	NY
Zip	13431-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	STEUBEN RD EAST LOT 3 BP 91-1044 MODULAR HOUSE
Legal Block	1
Legal Lot Number	9.005
Jurisdiction	ONEIDA NY
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1028
Census Tract	23902

Owner

Source: Oneida County and Deerfield Town records · APN 303200 266.000-1-9.5

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11758 STEUBEN RD E, POLAND, NY 13431-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit GPO FCU
Mar 28, 2017	Deed of Trust, Mortgage NBT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	11758 STEUBEN RD E, POLAND, NY 13431-1114
Document Number	0000014500
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11758 STEUBEN RD E POLAND NY 134311114, POLAND, NY 13431-1114

Mortgage

Document Number	0000014500
Date	Oct 23, 2020
Instrument	14500

Lender

Name	GPO FCU
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	11758 STEUBEN RD E, POLAND, NY 13431-1114
Document Number	0000004760
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 06, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11758 STEUBEN RD E POLAND NY 134311114, POLAND, NY 13431-1114

Mortgage

Document Number	0000004760
Date	Apr 03, 2017
Instrument	4760

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2047

Tax Assessment & Valuation

Source: Oneida County and Deerfield Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Deerfield Town
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,715.00 (+156.25%)	$26,000 (-) Land $3,000 Building $23,000	$298,851 (+8.62%) Land $34,483 Building $264,368
2023		$26,000 (-) Land $3,000 Building $23,000	$275,132 (+14.81%) Land $31,746 Building $243,386
2022	$1,840.00 Homeowner's exemption	$26,000 Land $3,000 Building $23,000	$239,631 Land $27,650 Building $211,981

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2006–2011)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
The Middleburgh Telephone Company Fiber	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 7 locations within half a mile of this property.

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