11756 Via Lucerna Cir, Windermere, FL 34786 Property Records

Orange County property record for 11756 Via Lucerna Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,937 sqft · built 2005
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2021)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Oct 2021 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-0247-00-540`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-0247-00-540`
Alternative APNs	`282231024700540` `258962` `263812` `268356`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,937 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,937 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,325 sqft (0.145 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11756 VIA LUCERNA CIR
City	WINDERMERE
State	FL
Zip	34786-6079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	BELMERE VILLAGE G5 54/140 LOT 54
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	BELMERE VILLAGE G5
Legal Tract	247
Legal Lot Number	54
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	17120

Owner

11756 Via Lucerna Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11756 VIA LUCERNA CIR, WINDERMERE, FL 34786-6079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Intrafamily Transfer, Transfer
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	2021585465
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000602149
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Oct 4, 2021
Property Address	11756 VIA LUCERNA CIR, WINDERMERE, FL 34786-6079
Document Number	0000602149
Map Reference	MB 54 PG 140-143
Instrument Date	Aug 16, 2021
Instrument	20210602149
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11756 VIA LUCERNA CIR, WINDERMERE, FL 34786-6079

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 27, 2021
Property Address	11756 VIA LUCERNA CIR, WINDERMERE, FL 34786-6079
Document Number	0000585465
Map Reference	MB 54 PG 140
Instrument Date	Aug 10, 2021
Instrument	20210585465
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8463 EAGLES LOOP CIR, 8463, WINDERMERE, FL 34786-5337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11756 VIA LUCERNA CIR, WINDERMERE, FL 34786-6079

Mortgage

Document Number	0000585466
Date	Sep 27, 2021
Instrument	20210585466

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11756 Via Lucerna Cir was $6,479, up 4.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,675 (+2.7%)	$487,580 (-1.42%) Land $100,000 Building $387,580
2025	$6,479.00 (+4.47%) Homeowner's exemption	$418,379	$494,580 Land $100,000 Building $394,580
2024	$6,202.00 (+7.32%)
2023	$5,779.00 (+3.34%) Homeowner's exemption	$394,746 (+3%)	$450,473 (+17.54%) Land $100,000 Building $350,473
2022	$5,592.00 Homeowner's exemption	$383,249 Land $85,000 Building $298,249	$383,249 Land $85,000 Building $298,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11756 Via Lucerna Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11756 Via Lucerna Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband, Xfinity.

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