11754 Hi Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 11754 Hi Ridge Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,861 sqft · built 2005
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$183,500 (Oct 1995)
Tax Bill	$7,963 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-160-21-00`

Property Details

APN / Parcel Number

Primary APN	`375-160-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,861 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	47,480 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11754 HI RIDGE RD
City	LAKESIDE
State	CA
Zip	92040-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT O POR TR 001720
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001720
Legal Block	2
Legal Lot Number	O
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16901

Owner

11754 Hi Ridge Rd is owned and occupied by two individuals who bought it in October 1995.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 1995 · Amount on File
Deed Sale	Oct 4, 1995 · Amount on File
Deed Document Number	1995446645
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010

Mortgage

Document Number	0000046916
Date	Feb 26, 2024
Instrument	2024-0046916

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010

Mortgage

Document Number	0000014228
Date	Jan 19, 2023
Instrument	2023-0014228

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11754 HI RIDGE RD, LAKESIDE, CA 92040-1010

Mortgage

Document Number	0000087129
Date	Feb 25, 2022
Instrument	2022-0087129

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Mar 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	1-Year CMT
Max Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 11754 Hi Ridge Rd was $7,963 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$608,072 (+2%) Land $149,306 Building $458,766
2025	$7,963.00 Homeowner's exemption	$596,150 Land $146,379 Building $449,771
2023	$7,600.00 (+1.41%) Homeowner's exemption	$573,002 Land $140,696 Building $432,306
2022	$7,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11754 Hi Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11754 Hi Ridge Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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