Winnebago County property record for 11751 Bend River Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1979 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Sep 2019) |
| Tax Bill | $5,558 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-304-010 |
| Primary APN | 04-29-304-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Basement Area | 1,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Area | 451 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 11751 BEND RIVER RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 4 OLDE FARM SUB PT SW1/4 SEC 29& SE1/4 SEC 30-46-2 LOT 157 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 30 |
| Legal Subdivision | PLAT 4 OLDE FARM SUB |
| Legal Lot Number | 157 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 3904 |
Source: Winnebago County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST CMNTY CU/BELOIT |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional with PMI ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Jun 15, 2007 · Amount on Record |
| Deed Document Number | 20191032314 |
| Last Transfer Date | Jun 18, 2021 |
| Transfer Doc | 0000021947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 21, 2026 |
| Property Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Document Number | 0000021990 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202621990 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 24, 2021 |
| Property Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Document Number | 0000021947 |
| Map Reference | PB 36 PG 80 & 80A |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2121947 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Document Number | 0000021948 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2121948 |
| Name | FIRST COMMUNITY CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.75% |
|---|
| Document Number | 0000021949 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2121949 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Document Number | 0001019442 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11751 BEND RIVER RD ROSCOE IL 610737725, ROSCOE, IL 61073-7725 |
| Document Number | 0001019442 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 1019442 |
| Name | FIRST CMNTY CU/BELOIT |
|---|---|
| Type | Credit Union |
| Address | BELOIT, WI 53511 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 26, 2019 |
| Property Address | 11751 BEND RIVER RD, ROSCOE, IL 61073-7725 |
| Document Number | 0001032314 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 1032314 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11751 BEND RIVER RD ROSCOE IL 610737725, ROSCOE, IL 61073-7725 |
| Document Number | 1032315 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 1032315 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,558.00 | $77,367 (+33.46%) Land $13,855 Building $63,512 | $232,101 (+33.46%) Land $41,565 Building $190,536 |
| 2022 | Homeowner's exemption | $57,969 Land $10,381 Building $47,588 | $173,907 Land $31,143 Building $142,764 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
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