Cortland County and Homer Town property record for 1175 Wolf Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2018 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,233 (2026) |
| Deeds & Mortgages | Aug 2019 Refinance Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 66.00-04-04.000 |
| Primary APN | 113089 66.00-04-04.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1175 WOLF RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Legal Subdivision | SUBDIVISION PLAT SCIERA HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1175 WOLF RD, CORTLAND, NY 13045-9139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Jun 11, 2020 | Deed of Trust, Mortgage NBT BK |
| Jun 11, 2020 | Loan Modification, Mortgage NBT BK |
| Oct 5, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 1175 WOLF RD, CORTLAND, NY 13045-9139 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003322 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019-03322 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 1175 WOLF RD, CORTLAND, NY 13045-9139 |
| Document Number | 0000002734 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1175 WOLF RD CORTLAND NY 130459139, CORTLAND, NY 13045-9139 |
| Document Number | 0000002734 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2734 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Term | 216 Months |
|---|---|
| Due | Jun 15, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 1175 WOLF RD, CORTLAND, NY 13045-9139 |
| Document Number | 0000002735 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1175 WOLF RD CORTLAND NY 130459139, CORTLAND, NY 13045-9139 |
| Document Number | 0000002735 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2735 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Amount | Amount Recorded |
|---|---|
| Term | 216 Months |
| Due | Jun 15, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Oct 5, 2017 |
| Property Address | 1175 WOLF RD, CORTLAND, NY 13045-9139 |
| Document Number | 0000004827 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 4827 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6777 GLEN HAVEN RD HOMER NY 130779504, HOMER, NY 13077-9504 |
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,233.00 (+119.45%) | ||
| 2025 | $3,296.00 (-4.35%) | $180,000 (-) Land $22,100 Building $157,900 | $268,657 (+2.99%) Land $32,985 Building $235,672 |
| 2023 | $3,446.00 | $180,000 Land $22,100 Building $157,900 | $260,870 Land $32,029 Building $228,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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