1175 Winter Ridge Dr, Sidney, OH 45365 Property Records

Shelby County property record for 1175 Winter Ridge Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2020
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jul 2019)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1918426.024`

Property Details

APN / Parcel Number

Primary APN	`16-1918426.024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	2,180 sqft
Basement Area	2,180 sqft
Unfinished Basement	2,180 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	17,947 sqft (0.412 acres)
Lot Dimensions	221 ft deep x 81 ft wide
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1175 WINTER RIDGE DR
City	SIDNEY
State	OH
Zip	45365-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R07 T01 S18 LOT 7096 IN PLUM RIDGE NORTH PH 1 IN THE CITY OF SIDNEY 125-19-18-426-024PLAT V33 P158
Legal Subdivision	PLUM RIDGE NORTH
Legal Lot Number	7096
Jurisdiction	SHELBY OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1021
Census Tract	972100

Owner

1175 Winter Ridge Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Shelby County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1175 WINTER RIDGE DR, SIDNEY, OH 45365-7638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Mar 13, 2020	Deed of Trust, Mortgage · ARM SUPERIOR CU INC
Jul 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	20193328
Deed Book / Page	2177 / 200
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1175 WINTER RIDGE DR, SIDNEY, OH 45365-7638
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002258/734
Date	Dec 9, 2020
Book Page	2258/734
Instrument	202000007759

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1175 WINTER RIDGE DR, SIDNEY, OH 45365-7638
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002211/781
Date	Mar 13, 2020
Book Page	2211/781
Instrument	202000001431

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jul 9, 2019
Property Address	1175 WINTER RIDGE DR, SIDNEY, OH 45365-7638
Document Number	002177/200
Book / Page	2177 / 200
Map Reference	VOL 33 PG 158-159
Instrument Date	Jul 9, 2019
Instrument	201900003328
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	722 WINDING RIDGE LN, SIDNEY, OH 45365-8446

Tax Assessment & Valuation

The 2025 property tax bill for 1175 Winter Ridge Dr was $4,189 with a homeowner's exemption, down 6% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Franklin Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00 (-6.01%)	$128,730 (-) Land $15,340 Building $113,390
2024	$4,457.00 (-1.7%) Homeowner's exemption	$128,730 (-) Land $15,340 Building $113,390
2023	$4,534.00 (+20.11%) Homeowner's exemption	$128,730 (+35.76%) Land $15,340 Building $113,390	$367,800 Land $43,840 Building $323,960
2022	$3,775.00 Homeowner's exemption	$94,820 Land $11,160 Building $83,660
2020			$270,920 Land $31,880 Building $239,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 Winter Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Winter Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Watch TV.

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