Waukesha County property record for 1175 Upper Ridgeway, Elm Grove, WI 53122
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Jul 2018) |
| Tax Bill | $17,783 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | EGV-1106-090-002 |
| Primary APN | EGV-1106-090-002 |
|---|
| Lot Area | 56,628 sqft |
|---|
| Street Address | 1175 UPPER RIDGEWAY |
|---|---|
| City | ELM GROVE |
| State | WI |
| Zip | 53122-2169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CSM #10802 VOL 104/279 REC AS DOC #3769756 BEING A REDIV OF PT LOT 1 BLK 3 SUNNY RIDGE & A REDIV OF LOTS 3-7 BLK 7 SUNNY RIDGE NO 2 PT NW1/4 SEC 25 & PT NE1/4 SEC 26 T7N R20E :: DOC #4347532 |
| Legal Range | 20E |
| Legal Township | 7N |
| Legal Section | 26 |
| Legal Subdivision | MAP 10802 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | WAUKESHA WI |
| Township / Civil Division | ELM GROVE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 201001 |
Source: Waukesha County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1175 UPPER RIDGEWAY, ELM GROVE, WI 53122-2169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WAUKESHA STATE BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE MORTGAGE LLC |
| Jul 2, 2018 | Grant Deed, Foreclosure BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Prior Sale | Aug 24, 1999 · Amount on Record |
| Deed Document Number | 20184347532 |
| Prior Transfer Date | Jun 13, 2018 |
| Prior Transfer Doc | 0004347532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Property Address | 1175 UPPER RIDGEWAY, ELM GROVE, WI 53122-2169 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1175 UPPER RIDGEWAY, ELM GROVE, WI 53122-2169 |
| Document Number | 0004860120 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 4860120 |
| Name | WAUKESHA STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUKESHA, WI 53187 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Property Address | 1175 UPPER RIDGEWAY, ELM GROVE, WI 53122-2169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004524828 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 4524828 |
| Name | GUIDANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Recording Date | Jul 2, 2018 |
| Property Address | 1175 UPPER RIDGEWAY, ELM GROVE, WI 53122-2169 |
| Document Number | 0004347532 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 4347532 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2018 |
| Title Company | FOCUS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1175 UPPER RIDGEWAY ELM GROVE WI 531222169, ELM GROVE, WI 53122-2169 |
| Document Number | 4347533 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 4347533 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2033 |
Source: Waukesha County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waukesha County |
| Municipality | Elm Grove Village |
| Unified School District | Elmbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,783.00 (+17.38%) | $1,391,600 (+24.09%) Land $248,600 Building $1,143,000 | $1,518,800 (+22.34%) |
| 2023 | $15,150.00 Homeowner's exemption | $1,121,400 Land $241,600 Building $879,800 | $1,241,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · Severe Storms, Straight-line Winds, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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