1175 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1175 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1938
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2020)
Tax Bill	$4,196 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-11-0216`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-11-0216`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	844 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1175 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	RUTH LIVINGSTON ADDITION LOT 4 BLK 2
Legal Range	23
Legal Township	29
Legal Section	34
Legal Quarter	1
Quarter-Quarter Section	1
Legal Subdivision	RUTH LIVINGSTON ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2014
Census Tract	32300

Owner

1175 Thomas Ave is owned and occupied by an individual who bought it in July 2020.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	1175 THOMAS AVE, SAINT PAUL, MN 55104-2539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	A04823049
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2020
Property Address	1175 THOMAS AVE, SAINT PAUL, MN 55104-2539
Document Number	0004823049
Instrument Date	Jul 9, 2020
Instrument	4823049
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 THOMAS AVE ST PAUL MN 551042539, ST PAUL, MN 55104-2539

Mortgage

Document Number	4823050
Date	Jul 21, 2020
Instrument	4823050

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 29, 2018
Property Address	1175 THOMAS AVE, SAINT PAUL, MN 55104-2539
Document Number	0004732960
Instrument Date	Oct 22, 2018
Instrument	4732960
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1175 THOMAS AVE ST PAUL MN 551042539, ST PAUL, MN 55104-2539

Mortgage

Document Number	4732961
Date	Oct 29, 2018
Instrument	4732961

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,196.00 Homeowner's exemption	$283,200 Land $35,000 Building $248,200	$283,200 Land $35,000 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1175 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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