1175 Stellar Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 1175 Stellar Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,555 sqft · built 2007
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Jun 2014)
Tax Bill	$5,219 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-21-31-508-0000-0050`

Property Details

APN / Parcel Number

Primary APN	`03-21-31-508-0000-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,555 sqft Living Area
1st Floor Area	2,555 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,000 sqft
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1175 STELLAR DR
City	OVIEDO
State	FL
Zip	32765-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78
Legal Range	31E
Legal Township	21S
Legal Section	03
Legal Subdivision	PRESERVE AT BLACK HAMMOCK REPLAT
Legal Tract	508
Legal Lot Number	5
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1006
Census Tract	21311

Owner

1175 Stellar Dr is owned and occupied by an individual who bought it in June 2014.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1175 STELLAR DR, OVIEDO, FL 32765-9628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2014 · Amount on File
Deed Sale	Jun 23, 2014 · Amount on File
Prior Sale	Apr 24, 2008 · Amount on File
Deed Document Number	2014068489
Deed Book / Page	08283 / 1439
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1175 STELLAR DR, OVIEDO, FL 32765-9628
Document Number	0088801863
Book / Page	008880 / 001863
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1175 STELLAR DR OVIEDO FL 327659628, OVIEDO, FL 32765-9628

Mortgage

Document Number	0088801863
Date	Mar 22, 2017
Book Page	008880/001863
Instrument	28411

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1175 Stellar Dr was $5,219 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,219.00 Homeowner's exemption	$343,800	$524,330 Land $130,000 Building $394,330
2023	$4,533.00 (+2.77%) Homeowner's exemption	$324,380 (+3%)	$479,969 (+14.99%) Land $120,000 Building $359,969
2022	$4,411.00 Homeowner's exemption	$314,932	$417,408 Land $110,000 Building $307,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 Stellar Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Stellar Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20