Polk County property record for 1175 Sawgrass Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,045 sqft · built 2020 |
| Lot Size | 0.207 acres (9,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,100 (Jun 2020) |
| Tax Bill | $4,484 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690599-008360 |
| Primary APN | 26-29-24-690599-008360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,694 sqft |
| 1st Floor Area | 2,045 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,030 sqft (0.207 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Porch | Screened/Unfinished Porch |
| Street Address | 1175 SAWGRASS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ASHTON WEST PHASE II SOUTH PB 163 PG 40-46 LOT 836 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | LAKE ASHTON WEST PHASE II SOUTH |
| Legal Phase | II |
| Legal Block | 3 |
| Legal Lot Number | 836 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 14401 |
1175 Sawgrass Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1175 SAWGRASS DR, WINTER HAVEN, FL 33884-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 25, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Deed Document Number | 2020127639 |
| Deed Book / Page | 11278 / 855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1175 SAWGRASS DR, WINTER HAVEN, FL 33884-3642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000176553 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 12316/434 |
| Instrument | 2022176553 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 25, 2020 |
| Property Address | 1175 SAWGRASS DR, WINTER HAVEN, FL 33884-3642 |
| Document Number | 0112780855 |
| Book / Page | 011278 / 000855 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 127639 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,318.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1175 SAWGRASS DR WINTER HAVEN FL 338843642, WINTER HAVEN, FL 33884-3642 |
| Document Number | 112780858 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 011278/000858 |
| Instrument | 127640 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
The 2025 property tax bill for 1175 Sawgrass Dr was $4,484 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,956 (+2.7%) | $303,503 (-6.24%) Land $60,500 Building $243,003 | |
| 2025 | $4,484.00 Homeowner's exemption | $283,307 | $323,690 Land $60,500 Building $263,190 |
| 2023 | $8,115.00 (+4.04%) Homeowner's exemption | $267,304 (+3%) | $339,480 (+11.66%) Land $57,200 Building $282,280 |
| 2022 | $7,800.00 Homeowner's exemption | $259,518 | $304,043 Land $55,000 Building $249,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1175 Sawgrass Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1175 Sawgrass Dr is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures