1175 S Osborn Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1175 S Osborn Ln, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,802 sqft · built 2010
Lot Size	0.17 acres (7,401 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Sep 2019)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-14-864`

Property Details

APN / Parcel Number

Primary APN	`313-14-864`
Alternative APN	`313148646`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,401 sqft (0.17 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1175 S OSBORN LN
City	GILBERT
State	AZ
Zip	85296-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	COOLEY STATION NORTH PARCEL 3 MCR 751-27
Legal Range	6E
Legal Township	1S
Legal Section	23
Legal Subdivision	COOLEY STATION NORTH PARCEL 3
Legal Lot Number	852
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1005
Census Tract	814801

Owner

1175 S Osborn Ln is owned and occupied by an individual who bought it in September 2019.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1175 S OSBORN LN, GILBERT, AZ 85296-1466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jan 8, 2015 · Amount on File
Deed Document Number	2019774052
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0000774052
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1175 S OSBORN LN, GILBERT, AZ 85296-1466
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000525334
Date	Jun 16, 2020
Instrument	20200525334

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2019
Property Address	1175 S OSBORN LN, GILBERT, AZ 85296-1466
Document Number	0000774052
Map Reference	MB 751 PG 27
Instrument Date	Sep 24, 2019
Instrument	20190774052
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17877 N MUGHETTO DR, 17877, MARICOPA, AZ 85138-6511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 S OSBORN LN, GILBERT, AZ 85296-1466

Mortgage

Document Number	0000774053
Date	Sep 30, 2019
Instrument	20190774053

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1175 S Osborn Ln was $1,785.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,270 (+76.19%)	$412,700 (+2.08%) Land $82,500 Building $330,200
2025	$1,785.00	$23,423 (-43.56%)	$404,300 (-2.58%) Land $80,800 Building $323,500
2024		$41,500	$415,000 Land $83,000 Building $332,000
2023	$1,893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1175 S Osborn Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 S Osborn Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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