1175 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1175 Ruffner Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 795 sqft · built 1925
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$197,000 (Jul 2000)
Tax Bill$5,911 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-20-31-301-031

Property Details

APN / Parcel Number

Primary APN08-20-31-301-031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area795 sqft Living Area
1st Floor Area779 sqft
Basement Area779 sqft
Unfinished Basement779 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area29 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1175 RUFFNER AVE
CityBIRMINGHAM
StateMI
Zip48009-7135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 374
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number374
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3001
Census Tract152900

Owner

1175 Ruffner Ave is owned by a company that acquired it in January 2022.

Source: Oakland County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address115 S MAIN ST, 200, ROYAL OAK, MI 48067-2654
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 9, 2022Intrafamily Transfer, Transfer
Jan 20, 2022Intrafamily Transfer, Transfer
Jan 10, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2000 · Amount on File
Deed SaleJul 31, 2000 · Amount on File
Prior SaleJul 31, 2000 · Amount on File
Last Transfer DateJan 21, 2022
Transfer Doc0000316520
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1175 RUFFNER AVE, BIRMINGHAM, MI 48009-7135
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 JAMES K BLVD, PONTIAC, MI 48341-1816

Mortgage

Document Number0000302429
DateJan 24, 2022
Book Page57342/890
Instrument302429
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressHENDERSON, MI 48841
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 9, 2022
Property Address1175 RUFFNER AVE, BIRMINGHAM, MI 48009-7135
Document Number0000316520
Book / Page57429 / 662
Map ReferenceLB 27 PG 5
Instrument DateJan 21, 2022
Instrument316520
Transaction TypeTransfer
Record UpdatedApr 20, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address37 JAMES K BLVD, 37, SYLVAN LAKE, MI 48320

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 S MAIN ST STE 200, 200, ROYAL OAK, MI 48067-2654

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 20, 2022
Property Address1175 RUFFNER AVE, BIRMINGHAM, MI 48009-7135
Document Number0000298608
Book / Page57320 / 224
Map ReferenceLB 27 PG 5
Instrument DateDec 21, 2021
Instrument298608
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address115 S MAIN ST # ST200, 115, ROYAL OAK, MI 48067-2655

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 RUFFNER AVE, BIRMINGHAM, MI 48009-7135

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 10, 2022
Property Address1175 RUFFNER AVE, BIRMINGHAM, MI 48009-7135
Document Number0000290356
Book / Page57267 / 24
Map ReferenceLB 27 PG 5
Instrument DateJan 7, 2016
Instrument290356
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5190 LONGMEADOW RD, 5190, BLOOMFIELD HILLS, MI 48304-3656

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 BOWERS ST UNIT 151, 151, BIRMINGHAM, MI 48012-7114

Tax Assessment & Valuation

The 2025 property tax bill for 1175 Ruffner Ave was $5,911, down 19.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,911.00 (-19.41%)$163,450$326,900
2024$7,335.00
2023$135,010$270,020
2021$3,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 Ruffner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1175 Ruffner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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