1175 River Bluff Rd, Mount Crawford, VA 22841 Property Records

Rockingham County property record for 1175 River Bluff Rd, Mount Crawford, VA 22841

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,806 sqft · built 1992
Lot Size	20.4 acres (889,757 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,882 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-(A)-L30C`

Property Details

APN / Parcel Number

Primary APN	`149-(A)-L30C`
Alternative APNs	`R21270` `21270`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	5,496 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Unfinished Basement	75 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	889,757 sqft (20.4 acres)
Garage Type	Attached
Garage Area	1,344 sqft
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R21270
Street Address	1175 RIVER BLUFF RD
City	MOUNT CRAWFORD
State	VA
Zip	22841-2909
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	NORTH RIVER
Legal Subdivision	NORTH RIVER
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1022
Census Tract	11700

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1175 RIVER BLUFF RD, MOUNT CRAWFORD, VA 22841-2909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage OVM FINANCIAL INC
Jul 5, 2017	Deed of Trust, Mortgage · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2025
Transfer Doc	005994/384
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKINGHAM VA
Recording Date	Dec 15, 2025
Property Address	1175 RIVER BLUFF RD, MOUNT CRAWFORD, VA 22841-2909
Document Number	005994/384
Book / Page	5994 / 384
Instrument Date	Dec 15, 2025
Instrument	2025-27735
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 RIVER BLUFF RD, MT CRAWFORD, VA 22841-2909

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	1175 RIVER BLUFF RD, MOUNT CRAWFORD, VA 22841-2909
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACTION TITLE & CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4899/007
Date	Jul 12, 2017
Book Page	4899/007
Instrument	2017-00019218

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company
Address	CHESAPEAKE, VA 23320

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	1175 RIVER BLUFF RD, MOUNT CRAWFORD, VA 22841-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE AND CLOSINGS INC, ACTION TITLE & CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4896/377
Date	Jul 5, 2017
Book Page	4896/377
Instrument	2017-00018696

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company
Address	CHESAPEAKE, VA 23320

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,882.00 (+9.91%)	$739,768 (+13.24%) Land $281,500 Building $458,268	$739,768 (+13.24%) Land $281,500 Building $458,268
2025	$4,442.00	$653,268 Land $187,700 Building $465,568
2022			$653,268 Land $187,700 Building $465,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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