Garrard County property record for 1175 Richmond Road Loop 2, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 24.4 acres (1,065,913 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,165 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-80 |
| Primary APN | 43-80 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Exterior Material | Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,065,913 sqft (24.4 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 4843 |
|---|---|
| Street Address | 1175 RICHMOND ROAD LOOP 2 |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970202 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1175 RICHMOND RD, LANCASTER, KY 40444-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0000190940 |
| Record Updated | Oct 29, 2026 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,000 (+1%) | $265,000 (+165%) Land $240,000 Building $25,000 | |
| 2025 | $1,165.00 (+28.87%) | $100,000 (+17.65%) Land $20,000 Building $80,000 | $100,000 (+17.65%) Land $20,000 Building $80,000 |
| 2024 | $904.00 (-2.8%) | $85,000 (-) Land $20,000 Building $65,000 | $85,000 (-) Land $20,000 Building $65,000 |
| 2023 | $930.00 (-0.85%) | $85,000 (-) Land $20,000 Building $65,000 | $85,000 (-) Land $20,000 Building $65,000 |
| 2022 | $938.00 | $85,000 Land $20,000 Building $65,000 | $85,000 Land $20,000 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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