1175 Penny Ln, Sycamore, IL 60178 Property Records

DeKalb County property record for 1175 Penny Ln, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 852 sqft · built 2002
Lot Size	0.133 acres (5,785 sqft)
Owner	Individual Name on File
Last Sale	$131,500 (Nov 2015)
Tax Bill	$4,637 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-301-028`

Property Details

APN / Parcel Number

Primary APN	`06-28-301-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	852 sqft Living Area
Gross Area	1,465 sqft
1st Floor Area	852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,785 sqft (0.133 acres)
Lot Dimensions	130 ft deep x 44.5 ft wide
Garage Type	Attached
Garage Area	613 sqft
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0628301028
Street Address	1175 PENNY LN
City	SYCAMORE
State	IL
Zip	60178-1292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 - CASTLE OF SYCAMORE - UNIT 1
Legal Subdivision	CASTLE OF SYCAMORE
Legal Lot Number	1
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2030
Census Tract	401

Owner

1175 Penny Ln is owned and occupied by an individual who bought it in November 2015.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1175 PENNY LN, SYCAMORE, IL 60178-1292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FIRST NATIONAL BANK IN AMBOY
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN AMBOY
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Prior Sale	Feb 14, 2005 · Amount on File
Deed Document Number	201510487
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1175 PENNY LN, SYCAMORE, IL 60178-1292
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008854
Date	Nov 4, 2025
Instrument	2025008854

Lender

Name	THE FIRST NATIONAL BANK IN AMBOY
Type	Bank
Address	AMBOY, IL 61310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2035

Interest

Rate Type	Fixed Rate
Rate	7.34%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1175 PENNY LN, SYCAMORE, IL 60178-1292
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 PENNY LN, SYCAMORE, IL 60178-1292

Mortgage

Document Number	0000000634
Date	Jan 26, 2023
Instrument	2023000634

Lender

Name	THE FIRST NATIONAL BANK IN AMBOY
Type	Bank
Address	AMBOY, IL 61310

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1175 PENNY LN, SYCAMORE, IL 60178-1292
Document Number	0000009570
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 PENNY LN SYCAMORE IL 601781292, SYCAMORE, IL 60178-1292

Mortgage

Document Number	0000009570
Date	Sep 18, 2020
Instrument	9570

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	220 E MAIN ST, AMBOY, IL 61310-1440

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,708 Land $15,852 Building $49,856	$197,124 Land $47,556 Building $149,568
2024	$4,637.00
2023		$56,414 Land $13,610 Building $42,804	$169,242 Land $40,830 Building $128,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1175 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Penny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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