1175 Pacific Grove Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1175 Pacific Grove Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,341 sqft · built 1995
Lot Size	1.49 acres (64,984 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (May 2018)
Tax Bill	$6,462 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`643-100-20-04`

Property Details

APN / Parcel Number

Primary APN	`643-100-20-04`
Alternative APN	`64302022300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	64,984 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1175 PACIFIC GROVE LOOP
City	CHULA VISTA
State	CA
Zip	91915-2101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 2 US 62PER DOC95-104284&UND INT IN POR LOT 8 M13180&LOT 1& TR 013115
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013115
Legal Block	2
Legal Lot Number	2,8,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13316

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage WORLD WIDE CREDIT
May 4, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
May 4, 2018	Grant Deed, Transfer · VA Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	2018180904
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	0000180903
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101

Mortgage

Document Number	0000318410
Date	Apr 26, 2021
Instrument	2021-0318410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370857
Date	Jul 13, 2020
Instrument	2020-0370857

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101
Document Number	0000296423
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1175 PACIFIC GROVE LOOP CHULA VISTA CA 919152101, CHULA VISTA, CA 91915-2101

Mortgage

Document Number	0000296423
Date	Jul 22, 2019
Instrument	296423

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101
Document Number	0000180903
Instrument Date	May 1, 2018
Instrument	180903
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1175 PACIFIC GROVE LOOP CHULA VISTA CA 919152101, CHULA VISTA, CA 91915-2101

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	1175 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2101
Document Number	0000180904
Instrument Date	Apr 19, 2018
Instrument	180904
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1175 PACIFIC GROVE LOOP CHULA VISTA CA 919152101, CHULA VISTA, CA 91915-2101

Mortgage

Document Number	180905
Date	May 4, 2018
Instrument	180905

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,073 (+2%) Land $433,005 Building $124,068
2025	$6,462.00 (+5.38%)	$546,151 (+4.04%) Land $424,515 Building $121,636
2023	$6,132.00 (+2.87%)	$524,945 Land $408,032 Building $116,913
2022	$5,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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