1175 Oakwood Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1175 Oakwood Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 1956
Lot Size	0.122 acres (5,325 sqft)
Owner	2 Individual Names on File
Last Sale	$2,128,000 (Apr 2024)
Tax Bill	$26,191 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-052-020`

Property Details

APN / Parcel Number

Primary APN	`021-052-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	5,325 sqft (0.122 acres)
Lot Dimensions	91 ft deep x 58 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1175 OAKWOOD DR
City	MILLBRAE
State	CA
Zip	94030-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 19 BLOCK 6 MILLBRAE MEADOWS NO 1 RSM 41/21 22 23 24 CITYOF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 1
Legal Block	6
Legal Lot Number	19
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1007
Census Tract	604600

Owner

1175 Oakwood Dr is owned and occupied by two individuals who bought it in April 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA N A
Apr 5, 2024	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 20, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2017	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Oct 19, 2017 · Amount on File
Deed Document Number	202417777
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0000011268
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 10, 2026
Property Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021
Document Number	0000018739
Instrument Date	Apr 6, 2026
Instrument	202618739
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021

Mortgage

Document Number	0000018739,
Date	Apr 10, 2026
Instrument	202618739

Lender

Name	HSBC BANK USA N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 5, 2024
Property Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021
Document Number	0000017777
Map Reference	MB 41 PG 21-24
Instrument Date	Mar 21, 2024
Instrument	2024-017777
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021

Mortgage

Document Number	0000017778
Date	Apr 5, 2024
Instrument	2024-017778

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046604
Date	Jun 15, 2018
Instrument	2018-046604

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 20, 2019
Property Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021
Document Number	0000011268
Instrument Date	Feb 11, 2019
Instrument	11268
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1656 TOYON CT SAN MATEO CA 944033956, SAN MATEO, CA 94403-3956

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 19, 2017
Property Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021
Document Number	0000092213
Map Reference	MAP41 PG21-24
Instrument Date	Oct 11, 2017
Instrument	2017-092213
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1175 OAKWOOD DR, MILLBRAE, CA 94030-1021

Mortgage

Document Number	0000092214
Date	Oct 19, 2017
Instrument	2017-092214

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Mortgage

Document Number	0000092215
Date	Oct 19, 2017
Instrument	2017-092215

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1175 Oakwood Dr was $26,191 with a homeowner's exemption, up 20.9% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,213,971 (+2%) Land $1,602,216 Building $611,755
2025	$26,191.00 (+20.91%) Homeowner's exemption	$2,170,560 Land $1,570,800 Building $599,760
2024	$21,662.00 (+0.43%)
2023	$21,570.00 (+9.36%)	$1,780,453 Land $1,421,739 Building $358,714	$1,741,230
2022	$19,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 Oakwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Oakwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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