1175 Montgomery Ave, Staunton, VA 24401 Property Records

Staunton City property record for 1175 Montgomery Ave, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 1995
Lot Size	1.14 acres (49,745 sqft)
Owner	Individual Name on File
Last Sale	$144,001 (Feb 2020)
Tax Bill	$3,545 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11087`

Property Details

APN / Parcel Number

Primary APN	`11087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	5,138 sqft
1st Floor Area	2,025 sqft
Basement Area	2,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,745 sqft (1.14 acres)
Lot Width	30 ft Width
Garage Type	Basement
Garage Area	625 sqft
Driveway	Asphalt Driveway
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	1175 MONTGOMERY AVE
City	STAUNTON
State	VA
Zip	24401-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PARCEL 1A-1-A 1.142 AC
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4002
Census Tract	200

Owner

1175 Montgomery Ave is owned and occupied by an individual who bought it in February 2020.

Source: Staunton City records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1175 MONTGOMERY AVE, STAUNTON, VA 24401-3969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Feb 14, 2020	Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Deed Document Number	2020374
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	0000000374
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1175 MONTGOMERY AVE, STAUNTON, VA 24401-3969
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000423
Date	Feb 27, 2023
Instrument	230000423

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Feb 14, 2020
Property Address	1175 MONTGOMERY AVE, STAUNTON, VA 24401-3969
Document Number	200000374
Map Reference	MB 350 PG 146
Instrument Date	Feb 11, 2020
Instrument	200000374
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	INSIGHT TITLE AND SETTLEMENT SERVICES, INSIGHT TITLE & SETMNT SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 MONTGOMERY AVE, STAUNTON, VA 24401-3969

Mortgage

Document Number	200000375
Date	Feb 14, 2020
Instrument	200000375

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1175 Montgomery Ave was $3,545.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,545.00	$389,620 Land $79,720 Building $309,900	$389,620 Land $79,720 Building $309,900
2023	$3,022.00	$339,580 Land $68,780 Building $270,800	$339,580 Land $68,780 Building $270,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 Montgomery Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1996–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2021 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Montgomery Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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