1175 Millstone Mountain Rd, Covington, TN 38019 Property Records

Tipton County property record for 1175 Millstone Mountain Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 3,079 sqft · built 1999
Lot Size	6.09 acres (265,280 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Sep 2024)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Sep 2024 Sale Sep 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084009 00503`

Property Details

APN / Parcel Number

Primary APN	`084009 00503`
Alternative APN	`009 00503`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,079 sqft Living Area
1st Floor Area	1,931 sqft
Upper Floors Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	265,280 sqft (6.09 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,464 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	480 sqft
Deck Area	238 sqft
Patio Area	238 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1175 MILLSTONE MOUNTAIN RD
City	COVINGTON
State	TN
Zip	38019-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 01, COUNTY AREA: C64
Legal Subdivision	MH OWNER MICHAEL E YANCEY
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	40601

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1175 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Warranty Deed, Transfer
Sep 6, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 12, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	2024277238
Deed Book / Page	2051 / 1001
Transfer Doc	1103678
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 30, 2024
Property Address	1175 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4049
Document Number	0002054982
Book / Page	2054 / 982
Instrument Date	Sep 24, 2024
Instrument	277842
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$388.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 347, BRUNSWICK, TN 38014-0347

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 6, 2024
Property Address	1175 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4049
Document Number	0020511001
Book / Page	2051 / 1001
Instrument Date	Sep 4, 2024
Instrument	277238
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277239
Date	Sep 6, 2024
Instrument	277239

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 12, 2022
Property Address	1175 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4049
Document Number	0001974796
Book / Page	1974 / 796
Map Reference	CAB H SL 1474
Instrument Date	Sep 12, 2022
Instrument	260401
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MICHELLE DR, BRIGHTON, TN 38011-3683

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 16, 2021
Property Address	1175 MILLSTONE MOUNTAIN RD, COVINGTON, TN 38019-4049
Document Number	0019111010
Book / Page	1911 / 1010
Map Reference	MB 1532 PG 461-464
Instrument Date	Jul 15, 2021
Instrument	247146
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 N MAIN ST, COVINGTON, TN 38019-2042

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (+5.11%)	$96,025 (-) Land $11,475 Building $84,550
2023		$96,025 Land $11,475 Building $84,550
2022	$1,390.00
2020			$384,100 Land $45,900 Building $338,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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