1175 Howard Ct, Independence, OR 97351 Property Records

Polk County property record for 1175 Howard Ct, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1978
Lot Size	0.164 acres (7,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,525 (Dec 2020)
Tax Bill	$2,882 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DC-05600`

Property Details

APN / Parcel Number

Primary APN	`08420-DC-05600`
Alternative APN	`305190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	1,364 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,127 sqft (0.164 acres)
Garage Area	418 sqft
Parking Spaces	4 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	305190
Street Address	1175 HOWARD CT
City	INDEPENDENCE
State	OR
Zip	97351-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ASH BROOK ADDITION - PHASE II LOT 11 BLOCK 6
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	ASH BROOK ADDITION - PHASE II
Legal Block	6
Legal Lot Number	11
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15020 OAKDALE RD, DALLAS, OR 97338-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	202018663
Last Transfer Date	Aug 14, 2024
Transfer Doc	0000006166
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 11, 2020
Property Address	1175 HOWARD CT, INDEPENDENCE, OR 97351-9638
Document Number	0000018663
Map Reference	VOL 7 PG 28
Instrument Date	Dec 11, 2020
Instrument	2020-018663
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 HOWARD CT, INDEPENDENCE, OR 97351-9638

Mortgage

Document Number	0000018664
Date	Dec 11, 2020
Instrument	2020-018664

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 11, 2018
Property Address	1175 HOWARD CT, INDEPENDENCE, OR 97351-9638
Document Number	0000014225
Instrument Date	Dec 10, 2018
Instrument	2018-014225
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1175 HOWARD CT, INDEPENDENCE, OR 97351-9638
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014226
Date	Dec 11, 2018
Instrument	2018-014226

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,160 (+3%) Land $56,820 Building $138,340	$396,930 (+5.76%) Land $150,000 Building $246,930
2025	$2,882.00 (+3.78%)	$189,480 (+3%) Land $55,170 Building $134,310	$375,310 (-5.94%) Land $135,000 Building $240,310
2024	$2,777.00 (-2.49%) Veteran's exemption	$183,970 (+3%) Land $53,560 Building $130,410	$399,020 (-2.2%) Land $137,000 Building $262,020
2023	$2,848.00 (+8.95%) Veteran's exemption	$178,620 (+3%) Land $52,000 Building $126,620	$407,990 (+10.93%) Land $138,200 Building $269,790
2022	$2,614.00 Veteran's exemption	$173,420 Land $50,490 Building $122,930	$367,790 Land $117,500 Building $250,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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