1175 Harmony Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 1175 Harmony Rd, Oak Harbor, WA 98277

Property Summary

Property TypeMobile Home
Details1,224 sqft · built 1992
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$3,056 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR23328-100-5110

Property Details

APN / Parcel Number

Primary APNR23328-100-5110
Alternative APN
  • 105219

Interior

Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialAluminum
Lot Area217,800 sqft (5 acres)
PorchOpen Porch
Porch Area96 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating FuelElectric

Location & Zoning

Street Address1175 HARMONY RD
CityOAK HARBOR
StateWA
Zip98277-9005
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code20
Legal Description77 - E/2 NE SE SE TGW & SUBJ TO EZS
Legal Range2E
Legal Township33N
Legal Section28
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group4
Census Block4010
Census Tract970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1175 HARMONY RD, OAK HARBOR, WA 98277-9005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 18, 2017
Transfer Doc0004429400
Record UpdatedOct 29, 2026

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionISLAND WA
Recording DateSep 1, 2017
Property Address1175 HARMONY RD, OAK HARBOR, WA 98277-9005
Document Number0004429400
Instrument DateAug 18, 2017
Instrument4429400
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyCHICAGO TITLE COMPANY OF WA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 HARMONY RD, OAK HARBOR, WA 98277-9005

Mortgage

Document Number0004429401
DateSep 1, 2017
Instrument4429401
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,056.00 (+35.76%)
2025$391,533 (+10.38%) Land $300,000 Building $91,533$391,533 (+10.38%) Land $300,000 Building $91,533
2023$2,251.00$354,722 (+19.06%) Land $270,000 Building $84,722$354,722 (+19.06%) Land $270,000 Building $84,722
2022$297,932 Land $240,000 Building $57,932$297,932 Land $240,000 Building $57,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims6 (2006–2022)
Claims Outside the SFHA1 of 6
Most Recent ClaimDec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: Ziply Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harmony Rd

Nearby Streets

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