1175 FM 126, Merkel, TX 79536 Property Records

Taylor County property record for 1175 FM 126, Merkel, TX 79536

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,988 sqft · built 1972
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$281,260 (May 2023)
Tax Bill	$675 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A0072008700`

Property Details

APN / Parcel Number

Primary APN	`A0072008700`
Alternative APN	`37043`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,988 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	2,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1175 FM 126
City	MERKEL
State	TX
Zip	79536-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0072 SUR 148 GRIMES COUNTY SCHOOL, TRACT 22, ACRES 1.0, LABEL# TXS0580423
Legal Subdivision	GRIMES COUNTY SCHOOL
Legal Tract	22
Legal Lot Number	22
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	1
Census Block	1009
Census Tract	13601

Owner

1175 FM 126 is owned and occupied by an individual who acquired it in June 2025.

Source: Taylor County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1175 FM 126, MERKEL, TX 79536-4103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 18, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2025	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2021	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Document Number	20237111
Last Transfer Date	Jun 18, 2025
Transfer Doc	0000010797
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1175 FM 126, MERKEL, TX 79536-4103
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007112
Date	May 3, 2023
Instrument	2023-00007112

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	1175 FM 126, MERKEL, TX 79536-4103
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 FM 126, MERKEL, TX 79536-4103

Mortgage

Document Number	0000017587
Date	Sep 18, 2025
Instrument	2025-00017587

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Jun 1, 2053

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAYLOR TX
Recording Date	Jun 18, 2025
Property Address	1175 FM 126, MERKEL, TX 79536-4103
Document Number	0000010797
Instrument Date	Jun 18, 2025
Instrument	2025-00010797
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2225 ALPINE DR # DR3C, DR3C, HELENA, MT 59601-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 FM 126, MERKEL, TX 79536-4103

Mortgage

Document Number	0000017587
Date	Jun 18, 2025
Instrument	2025-00017587

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2053

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Mar 26, 2021
Property Address	1175 FM 126, MERKEL, TX 79536-4103
Document Number	0000006226
Map Reference	VOL 889 PG 781
Instrument Date	Mar 16, 2021
Instrument	2021-00006226
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 FM 126, MERKEL, TX 79536-4103

Mortgage

Document Number	0000006227
Date	Mar 26, 2021
Instrument	2021-00006227

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1175 FM 126 was $675 with exemptions applied.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,987 (-0.05%) Land $6,534 Building $297,453	$303,987 (-0.05%) Land $6,534 Building $297,453
2025	$675.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$304,149 (+2.44%) Land $6,534 Building $297,615	$304,149 (+2.44%) Land $6,534 Building $297,615
2024		$296,899 (+6.29%) Land $6,534 Building $290,365	$296,899 (+6.29%) Land $6,534 Building $290,365
2023	$3,007.00 (-17.68%)	$279,341 Land $6,534 Building $272,807	$279,341 Land $6,534 Building $272,807
2022	$3,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1175 FM 126 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 FM 126 is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN WSC serves 3,420 people · EPA ID TX2210015
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Access Fiber, AT&T, Verizon.

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