San Diego County property record for 1175 Emerald St, San Diego, CA 92109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 852 sqft · built 1945 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,275,000 (Aug 2021) |
| Tax Bill | $17,488 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-634-01-00 |
| Primary APN | 415-634-01-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1175 EMERALD ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92109-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK C LOT 10 TR 001770 |
| Legal Subdivision | CONGRESS HEIGHTS |
| Legal Tract | 001770 |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 7905 |
1175 Emerald St is owned by an individual who bought it in August 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1338 MISSOURI ST, SAN DIEGO, CA 92109-3046 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Aug 24, 2021 | Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Feb 25, 1994 · Amount on File |
| Deed Document Number | 2021601583 |
| Prior Transfer Date | Jan 17, 2013 |
| Prior Transfer Doc | 0000109171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1175 EMERALD ST, SAN DIEGO, CA 92109-2921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1175 EMERALD ST, SAN DIEGO, CA 92109-2921 |
| Document Number | 0000131612 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-0131612 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 24, 2021 |
| Property Address | 1175 EMERALD ST, SAN DIEGO, CA 92109-2921 |
| Document Number | 0000601583 |
| Map Reference | MAP 1770 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-0601583 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 MISSOURI ST, SAN DIEGO, CA 92109-3046 |
| Document Number | 0000601584 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0601584 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1175 Emerald St was $17,488.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,380,099 (+2%) Land $1,271,857 Building $108,242 | |
| 2025 | $17,488.00 | $1,353,039 Land $1,246,919 Building $106,120 |
| 2023 | $15,965.00 (+2.73%) | $1,300,500 Land $1,198,500 Building $102,000 |
| 2022 | $15,541.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1175 Emerald St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (2003–2004) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1175 Emerald St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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